Advice Topic:
What should I not negotiate when buying a home? Are there things that are offensive or would end negotiations?
How do I know if a house needs flood insurance? It seems like the area I'm looking in may get a lot of water, but there's nothing definitive like a lake next to it.
Hi. How can I tell if a basement has flooded or had water in it? Are there certain signs of water damage?
I'm looking to buy a place, but my offers keep getting beat by cash offers. I have to have a loan. How can I beat a cash offer?
I'm considering 2 areas. One has better schools and I'm wondering if I will have better resale value in the area with better schools.
Do all home inspectors know how to test for lead paint? If not, how can I find a home inspector to test for lead paint?
What questions should I ask about a home warranty? What's generally covered and for how long? Thanks!
We're looking to move, but it seems like there's not many homes for sale. Why is this?
I'm hoping to buy a place in a couple years. Currently I rent. How do I go from renting to owning?
Hi. Wondering if the buyer real estate agent and seller real estate agent can collude to get a higher price for a home. We're looking to buy a place, and our agent is friends with the seller's agent. Sometimes it feels like our agent is collaborating with the seller's agent to get the place sold at a higher price rather than working in our best interest. We're first time buyers and the agents are similar ages to us. I hope that our agent is advocating for us, but sometimes I wonder.
What are red flags when buying a flipped house? I've seen some houses that clearly were quickly and cheaply flipped. Or some that look good, but I'm still concerned that it's poorly done and cosmetics are just covering problems.
I am trying to buy a brand new double wide manufactured home and I’m trying to find any grants or help available.
What are red flags to look for on a home tour? While I understand some things are personal preference, are there specific red flags for homes for the average person?
What do I need to look out for when buying a condominium? Do I need inspections since the association covers the structure? What about financials and rules? I have no idea what to consider.
Hi, First-time homebuyer. Should I buy a condo or a single family house? What are the advantages/disadvantages?
Are there certain areas or things that home inspectors can't look at? If so, what can't home inspectors do?
What should I include in my real estate offer "love letter" to the seller?
I saw a home I liked when looking online. Should I call the listing agent to schedule a tour of it? I don't currently have an agent.
There's homes in our area that are being built. The thought of a new house is attractive. But are there important questions that we should ask before buying a new construction home? Or should be approach the purchase differently?
I know every person is different, but if you could narrow down on top 3 most important things when buying a home what would they be?
Should I be concerned about buying a foreclosed home? Like was it not maintained? Or will the bank come after me?
Are there different rules for buying a mobile home? Will it maintain its value? What should I know about buying a mobile home?
What things should I check when buying a house? We had a friend move into a new house and their water pressure was so low that it took a 30 minutes to fill the upstairs bathroom. They got it fixed, but I'm wondering if there's things that we should check before we buy a house. Thanks
We bought a house and within a day the inside of our kitchen drawers were covered in mouse droppings. We had an exterminator out and there's a serious mouse issue. We believe the seller was hiding this because the pullout garbage can was nailed shut. We thought this was weird, but didn't think anything of it until now. Can we make the seller pay for the extermination costs? It's so upsetting that our kitchen is unusable until this issue is cleared.
I've heard a 20% downpayment is recommended. We don't quite have 20% though. Should we pull money out from retirement (we're in our 20's)? Or do we not get the home? Thanks.
I want to buy a home that is under my budget but it would need a lot of renovations. Since the bank will only loan me money for the price of the house, where can I get money for the renovations? Can I get a reno loan?
If I found a house I like, should I put in an offer even though I haven't seen many houses? Is there an ideal number of houses to see before deciding?
Hi, my parents are loaning me money for a downpayment. How do I account for this? Will I have to pay taxes on it? I'm paying them back, so how does all of this work? Thanks.
Hi, I'm thinking of buying a place and wondering how I can tell if a neighborhood is up and coming. I'm hoping to get the most out of my home purchase by buying a place that will appreciate relatively quicker than other areas.
How long do I need to stay in a house before selling it? Is it a waste financially if I don't stay in it for a certain length of time? Thanks.
I've heard that there are percentage "rules" for buying a house. What does this mean? I think it's something with how much house I can afford?? I'm hoping to buy in the spring and am trying to figure out everything I need to know about buying. Thanks!
My wife is active military and we are hoping to buy our first home. Is there any reason why we shouldn't use a VA loan? How do we get started?
We are buying a house and are pretty sure there was a leak in the carpeted basement that was fixed, but the carpet is still there. I'm worried that there is mold under the carpet but won't know till we pull it up. If there is, I want them to pay for it to be replaced. How can we check without pulling it up?
I could buy a small home with all of my cash and investments. Is it better to do that or to take out a mortgage?
I found a home on Zillow that I am interested in making an offer on. I went to the open house so I have already seen it and know that I like it. I just want to put in an offer.
There is a house I'm interested in that looks to be priced fairly but it has been on the market for 4 months. Why would this be?
I just moved to western pennsylvania and I have heard this term in my area a few times. Does it just mean that the home has a patio?
Hi, I'm hoping to buy my first home in the next year. What are steps that I need to take to prepare for the purchase?
I am ready to buy but the interest rates are making me second guess. If the rates come down months after I buy, can I just refinance and get the lower rate?
Hi, Do I need a lawyer to buy a home? This will be my first house purchase. If I need a lawyer, do I need to find a lawyer before I search for a house?
Can I negotiate the commission rate for my agent? I don't want to be rude or offend them. I also don't want them agree to a lower rate and then not help me to get the best price. What do you recommend? Thanks!!
I'm thinking about buying my first home. Before I start looking I want to understand all the costs. Who pays the closing costs? What about the commission-who pays that? Thanks for your help!
Hi, I've had 8 offers on my house, but they've all backed out. Sometimes I wonder if it's due to my agent. My agent is very abrasive and dismissive. She turns people off and I wonder what she's saying to the potential buyers. How do I bring up these concerns? Or do I cut ties with her and find a new agent?
Hi, I love the idea of a fixer-upper. All the home shows on HGTV have me thinking I can do this, but I'm also really worried that I'll get in over my head. What are red flags or deal breakers when buying a fixer-upper?
I made an offer on a house and the seller accepted it. Then a week later they said they want to stay another month and want to pay rent. We said no and now they aren't accepting our offer. Can they do that?