Advice Topic:
Buying
Top Contributors (View All)
Find a Top Real Estate Agent Near You
Newest Questions
-
Are closing costs negotiable?
can you negotiate closing costs and are they included in the downpayment?
- Asked by Taylor S.
- Hampton, VA
- 648 views
- Buying
- Updated 3 years ago
-
How do i get preapproved for a mortgage?
Can i do it online or do i have to go to a bank? What documents do I need?
- Asked by Andrew T.
- Somerset, PA
- 1239 views
- Buying
- Updated 3 years ago
-
Can I buy a house for my kid and have them make the payments?
I won't be living in the house but I want to pay the deposit and fees and then they will make the monthly mortgage payments. Can i do that?
- Asked by Michael O.
- Stafford, TX
- 851 views
- Buying
- Updated 3 years ago
-
When should I get pre-approved for a mortgage?
Hi. I've heard that I need to get pre-approved for mortgage before I get a house. But when do I get pre-approved for a mortgage? How long before I start looking for a home do I need to start pre-approval? Or can I get pre-approved while looking for a home?
- Asked by Santiago
- Tempe, AZ
- 1 views
- Buying
- Created 2 days ago
-
Should we buy a house with mold and foundation issues?
We put an offer on a house and the insepction found that there's mold upstairs and serious foundation issues. We asked the seller to give a credit for the cost of fixing these issues. They agreed to $5k, but it'll be closer to $30K to fix everything. We're wondering if these are major red flags and if we should back out of our offer.
We're under pressure because our current house sold and we need to be out in a little over a month.- Asked by Annalise
- Cambridge, OH
- 6 views
- Buying
- Created 1 week ago
-
Can I view a house that's contingent?
There's an adorable house that i really want to see, but it's listed as contingent. Can I still tour a contingent house? Can I put an offer on a contingent house?
- Asked by Mera
- San Diego, CA
- 19 views
- Buying
- Created 1 month ago
-
Can someone else pay my mortgage?
My mom wants to buy me a house but we want it all in my name. Can she pay the mortgage but it is my house?
- Asked by George K
- Gibbsboro, NJ
- 119 views
- Buying
- Created 1 month ago
-
Signed a buyers agreement, am I stuck with that agent?
I signed a buyers agreement because I wanted to see a house. Can I only work with that agent to buy a house now? Can I see houses without an agent?
- Asked by Bette M
- Ellicott City, MD
- 74 views
- Buying
- Created 1 month ago
-
What to do-- agent's poor hygiene is turning me off?
I didn't meet my real estate agent in person initially, we only talked on the phone. I liked his responses and approach, so I chose to work with him to buy a home. It's been a few weeks of touring homes together, and his poor hygiene is really getting to me and grossing me out. It's to a point where I don't even want to view homes with him. At first I thought it was a blip, but it's pretty much constant. The worst part is his terrible breath, and he loves to talk about all the details of the house. Meanwhile, I'm trying not to puke. He has a lot of experience and I like his thoughtfulness and work ethic. But I just don't know if I can handle the smells and habits. What do I do???
- Asked by Beth
- Knoxville, TN
- 142 views
- Buying
- Created 1 month ago
-
How can I find a real lender that will help me apply for go?
I've been trying to search for a lender that will actually for real help me with applying for government first time by our programs and grants
- Asked by Laura Swift
- Taunton Massachusetts, FL
- 162 views
- Buying
- Created 2 months ago
-
How do I buy a home sight unseen?
We live in Tucson and want to relocate to the Huntley, IL (or surrounding) area next spring. We want to purchase a home sight unseen and move to arrive after closing on it, and are looking for a relocation specialist who can help us navigate this process.
- Asked by Karen A H.
- Huntley, IL
- 234 views
- Buying
- Created 2 months ago
-
How do I cancel a buyer's agreement?
We signed a buyer's agreement to look at homes in our desired area. We thought we were going to work with a specific agent, but then another agent was assigned to us. That agent is not a good fit and we want to cancel the buyer's agreement immediately and work with a new company. How do we cancel a buyer's agreement quickly? We are on a tight timeline and don't have time to let the agreement run out. There's also no way we want to continue with the current agency.
- Asked by Drew
- Naperville, IL
- 277 views
- Buying
- Created 2 months ago
-
Is it rude to go to an open house to browse?
We've always enjoyed looking at houses. We browse model homes and open houses to get ideas for our own house and to know what's selling around us. There's a lot of lovely homes near us and we enjoy seeing them. We're not obnoxious about anything and don't lie about our intentions. But sometimes we feel bad or feel like the agent is upset that we're in the home. While I understand their disappointment that we're not going buy the house, we also don't take away any time or energy from them. The house is open and the agent has to be there anyway, so why do some agents seem upset by us viewing the home? Is browsing at an open house an unspoken no-no?
- Asked by Beth
- Charlotte, NC
- 511 views
- Buying
- Created 3 months ago
-
Merge land plots or keep separate?
If I bought my neighbors property, can I merge that plot of land with my own? Or is it better to keep it as 2 separate plots? If I tear down the house currently on the property and keep it as open land or land with a pool, would that change the property taxes that I pay?
- Asked by Kyle
- Manhattan, IL
- 1112 views
- Buying
- Created 4 months ago
-
I want to buy 1/2 of duplex with full ownership ?
Do you have have any listings in Reno or Sparks Nevada where I can buy 1/2 of duplex with each person having their own title?
- Asked by Nancy Hinds
- Reno, FL
- 442 views
- Buying
- Created 4 months ago
-
Eligibility for Buying ?
Hello, 1 am 60 Y old looking for small house (under 300K /mortgage PM around $1500) to buy in San Jose/ Santa Clara county. What are the restrictions and affordability? Thank you
- Asked by Anupama V.
- SAN JOSE, FL
- 475 views
- Buying
- Created 5 months ago
-
How common is it for a buyer to seek a re-valuation ?
I’m the buyer, my agent says “I’m in shock” when the appraisal came back 50K lower on a manufactured home asking $290,000. Appraisal was $242,000.00. Not “Hey good news your payments might be lower…” I’m in shock at her behavior. Who actively seeks out ways to pay more each month?
- Asked by Scott
- Klamath Falls, OR
- 431 views
- Buying
- Created 5 months ago
-
Does the home seller need to disclose water issues?
Hi,
Does the home seller need to disclose water issues, flooding, or leaking? Our first home had water issues, and we don't want to ever deal with that again. What can we do to ensure that we buy a dry house?- Asked by Crystal
- Destin, FL
- 1449 views
- Buying
- Created 5 months ago
-
I am retiring in two years. Should I buy now?
I will retire in two years and want to buy a home in Texas to be closer to family; currently in Pennsylvania. My thought process - I still would have a job (credit score is in the exceptional range) and I would have a couple to years to make any improvements to the home while still employed. Inventory is high right now and I may be able to get a good deal. Is this a wise idea? (note - Cedar Hill or Duncanville TX is where I am currently looking)
- Asked by Biddy Brooks
- Cedar Hill, TX
- 478 views
- Buying
- Created 5 months ago
-
Is it my realtor's job to actively find me a home?
To add clarity:
Any house I get is contingent on sale of home I am now in. I don't have money in bank and wouldn't qualify for loan.
Daughter's name is on this house also. She lives with me and turns 22 next month.
Realtor found one home. She pulled me aside beforehand saying my daughter shouldn't participate in finding the home as she will probably be leaving me soon anyway, And daughter should definitely have no say so.
I explained I needed a place that would work whether my daughter stayed with me, or whether I was by myself.
She took great effort to exclude my daughter from seeing the home. My daughter came along anyway, and the home was too far from my daughter's work so we had no interest in it.
Since then have no contact with realtor, unless I contact about seeing a particular home I see online.
Even then, she tells me she has an open house, or she has other clients that day, so I feel rushed and like I'm imposing.
Am I out of line for thinking realtor should be finding a home for us? I've bought two other homes and agent always located the home.
At realtor's suggestion I've driven to different cities to see if I like them since I've never been there before.
Also at realtor suggestion, I searched through the listings on Zillow realtor.com homes.com and everywhere trying to find a place. And then I drive by to see if it would even work, and I'm just really tired. Is there an easier way? Is there somebody that sells you a home and finds a home for you?
She's also asking me to pinpoint specific subdivisions that she can put on her radar, but subdivisions change every few streets.
When I have found houses in nearby subdivisions I am interested in, I've been surprised realtor hasn't contacted to let me know they were for sale... often they're closing before I see them.- Asked by Jerome
- Chattanooga, TN
- 393 views
- Buying
- Created 5 months ago
-
agent didn’t have me sign an agreement prior to showing ?
My agent did not have us sign an agreement prior to showing us houses. We found a house and verbally made an offer. When he wrote up the offer he didn’t tell us that the selling agent had agreed to a 4% commission. He sent us the contract electronically with 1% of closing over the price we verbally agreed on and told us we would get the money back at closing. Not true. Are we stuck paying his fee now ?
- Asked by Robert Nichols
- Pass Christian, MS
- 1322 views
- Buying
- Created 6 months ago
-
What do i need to do for home puchase between friends?
We have signed a joint tenancy agreement. I want to now include a prenup but for friends. The language would be regarding splitting equity buildup, what to do for upon selling home and other additions. I will be closing in the next 3 to 4 ddays.can you advise the steps to take. Can you advise the form needed and lastly please add any additional thoughts. Thank you
The property is a single story residence which we both will live in.- Asked by Angela Ward
- LANCASTER, FL
- 1252 views
- Buying
- Created 6 months ago
-
Can I sign a buyer agreement to see 2 houses?
I want to get a feel for the agent and the area before I commit to either. Can I sign a buyer agreement that allows me to see 2-4 houses with the agent and that's it? If I like the agent and area, then I'm fine committing for a longer time period. So, are there short term buyer agreements?
- Asked by Sarah
- St John, IN
- 534 views
- Buying
- Created 7 months ago
-
Can the seller of the house make you get approved again?
I put an offer on a house, and the selling agent countered with a lot of demands. One of the demands being to send over financial statements to make sure I have closing cost and so I did. I countered again, and selling agent said I needed to get pre-approved by her choice of lender after she had already spoken to my current lender. We reached out the their said lender and were told it would only be a soft credit check since I have already had my credit ran in February when I locked in with my current lender. I did the application with her choice of lender for a soft check and they asked for bank statements, w2's and paystubs. I do not want my credit ran again and get dinged. Is this allowed? and all before they even accept an offer?
- Asked by Lesandra
- Sacramento, CA
- 565 views
- Buying
- Created 7 months ago
-
Do l need a lawyer to buy an as is house for 3000.00 ?
My friend has an as is house for 3k .What legal documents should l be taking to the table?
I am not sure of the process.- Asked by Kathy Ralston
- St Louis, FL
- 446 views
- Buying
- Created 7 months ago
-
Should I use my friend as my realtor?
I have a good friend that's a realtor. I really like her as a friend, but I'm worried about working with her. I think it could change our dynamic and might ruin the friendship. That said, I also think if I choose a different realtor, she could be so hurt that it ruins the friendship. What should I do?
- Asked by Maggie
- Madison, WI
- 797 views
- Buying
- Created 8 months ago
-
Want to applyforahudhome?
Need help finding the right place and to get it started and thank you for your time so I need help finding out how to apply
- Asked by Angela Crowley
- Goshen, FL
- 660 views
- Buying
- Created 8 months ago
-
if i signed a buyer addendum in rhode island with a realtor?
HI if i signed a buyer addendum in rhode island with a realtor am i liable to have to stay with them? or can i just look at places on my own and go with the realtor that is showing property if i decide to purchase
- Asked by Diane Conlon
- Smithfield, FL
- 477 views
- Buying
- Created 8 months ago
-
how do i find a mortgage lender?
i am looking to see where i start and where i can go from there. i am a first time home buyer. i believe that i have done everything wrong
- Asked by Chris
- i don't know, FL
- 1198 views
- Buying
- Created 8 months ago
-
Is there escrow with buying a house and a loan?
Ok. I'm buying a home and they're talking about the escrow. Then the loan officer is talking about how I need escrow. So is it all the same? Or are these different escrows? And what does that even mean?
- Asked by Chad
- Fairview, TN
- 498 views
- Buying
- Created 8 months ago
-
What's the minimum age to buy a house?
Is there a minimum age to buy a house? I'm saving and want to buy a house when I'm 18. I would not have a cosigner. I want to own it entirely myself.
- Asked by Garrett
- Tulsa, OK
- 1326 views
- Buying
- Created 8 months ago
-
Is there a form to be signed when the buyer wants to repres?
Buyer wants to represent themselves on a transaction, is there a form to be signed so that the Listing Agent is covered?
- Asked by Greg Jones
- San Antonio, FL
- 324 views
- Buying
- Created 9 months ago
-
How much can I spend on a house?
How do I figure out how much I can really spend on a house? I got pre-approved for an amount that seems like way too much money. I can put 20% towards a down payment. And I am afraid that if I spend the pre-approved amount that I won't be able to make my monthly payments. So, how do I figure out home much I can really spend on a house?
- Asked by Emma
- Boston, MA
- 719 views
- Buying
- Created 9 months ago
-
Do unincorporated areas have lower taxes?
I'm looking in an area with a mix of unincorporated and incorporated properties. Literally on the same street there's a mix. I'm wondering if unincorporated has lower taxes and that's a benefit? Or is it better to pay more and be incorporated. Does it even matter? They all feed into the same school. What would the difference be between incorporated and unincorporated property.
- Asked by Sara
- New Lenox, IL
- 615 views
- Buying
- Created 9 months ago
-
Can spouses buy property separately?
I'm wondering if I can buy a property apart from my spouse. I'd like to get an investment property and I would like to know if I can be the sole owner of it. We do file taxes jointly if that matters.
- Asked by Mark
- Santa Barbara, CA
- 535 views
- Buying
- Created 9 months ago
-
Can a house sale fall through at closing?
The home seller has been very skittish throughout the selling process. We've had to jump through a lot of hoops just to keep the process moving because we really want this house. We're days away from closing and we're wondering if the seller can back out AT the closing? Even if we're half way though signing the paperwork and they back out, is that an option?
- Asked by Nick
- Franklin, TN
- 442 views
- Buying
- Created 9 months ago
-
What if a home seller doesn't remove their stuff?
What if a home seller doesn't remove their stuff before closing? We're days away from closing and did a recent walkthrough. It looks like they haven't even begun to pack up and have given signs that they may not...What if we close on the house and all their stuff is there? Or worse, what if we close and they won't move out?
- Asked by Jeremy
- Dallas, TX
- 481 views
- Buying
- Created 9 months ago
-
What if a home appraises for more than the offer?
I'm worried the home will appraise for more than what I offered. The seller agreed to the offer and we both seem fine with it. But if the appraisal is more than to the offer will I need to pay more to get the house?
- Asked by Cameron
- Marina del Rey, CA
- 731 views
- Buying
- Created 10 months ago
-
Where can I find first time home buyer help?
I've heard that there's help for first time home buyers. Where can I find first time home buyer help? How do I know if I qualify for it? And if I do qualify, is there any drawback to pursuing this assistance for first time home buyers?
- Asked by Maggie
- Cedarville, OH
- 674 views
- Buying
- Created 10 months ago
-
Does my realtor have a legal responsibility to disclose ?
We bought a house and moved into Jan 3. That night the furnace went out. It was high efficiency furnace in attic. Condensation and freezing caused to stop. Roof also needs replaced sooner than we were led to believe. Had 4 HVAC pros say to replace it. Shouldn’t our realtor made us completely aware of the problems?
- Asked by Ylanza Stockweather
- Mackinaw, IL
- 480 views
- Buying
- Created 10 months ago
-
Do I need to be pre-approved before I find an agent?
Do I need a mortgage preapproval before I find an agent? I have a general idea of budget, so can I start looking at homes while I work on preapproval? Or will an agent not want to work with me if I'm not preapproved?
- Asked by Morgan
- Santa Ana, CA
- 663 views
- Buying
- Created 11 months ago
-
How long is a normal buyers house search agreement?
I'm starting my house search and I'm a first time buyer. The agent I'm talking to wants me to sign a contract stating that I'll only use him until I find a home to purchase. I totally understand exclusivity, but I also don't want to be locked into this agent if after a month we don't vibe. What's normal for these buyer contracts?
- Asked by Brinley
- San Diego, CA
- 763 views
- Buying
- Created 1 year ago
-
Can I bring my dog to a showing?
Can I bring my dog to a showing? I'm spending hours seeing houses, and can't be away from my dog for that long. It's so hard to find a home and I want to start taking my dog with me. Maybe my dog will help lead me to a good home and I'd like to start taking him with me to the houses.
- Asked by Olivia
- Long Beach, CA
- 800 views
- Buying
- Created 1 year ago
-
Can I modify an offer contract after the inspection period?
Can I modify an offer contract after the inspection period? We put an offer on a house, had the inspection and negotiated a new offer contract based on the inspection. We didn't want to lose the house and so we didn't ask for the seller to do much to fix the issues. Since then we've gone back to the house and some of the issues that came up in the inspection feel bigger than we initially thought. We don't want to walk away from the house, but we're wondering if we can go back to the seller and ask them for repairs or money for these repairs.
- Asked by Blaine
- Scottsdale, AZ
- 505 views
- Buying
- Created 1 year ago
-
Can I choose to sell my home for less than it's worth?
I want to downsize and sell my home to one of my kids. I'm not looking to make a profit on my kid and would rather sell the house at a loss compared to its current value. I've owned the home for 45 years and it's gone up a lot in value. Can I choose the price to sell the home and sell is for way under the value of the home?
- Asked by Mary
- Portland, OR
- 310 views
- Buying
- Created 1 year ago
-
Do you need a realtor to move to the Villages?
I'm thinking of moving to the Villages in Florida. Since it's a retirement community, do I need a realtor? Or do they have their own process?
- Asked by Grace
- The Villages, FL
- 348 views
- Buying
- Created 1 year ago
-
Do buyers agents do the same amount of work as the sellers?
Does a buyers agent do an equal amount of work compared to the sellers agent? What does this mean in terms of payment?
- Asked by Xavier
- Scottsdale, AZ
- 407 views
- Buying
- Created 1 year ago
-
Do buyers agents get paid the same as the sellers agent?
Do buyers agents get paid the same amount as the sellers agent? I'm wondering if one side of the transaction gets paid less, or if I should be negotiating so that I pay a fair price. I don't want to be disrespectful, but is the payment up for negotiation?
- Asked by Becky
- Sunnyvale, CA
- 284 views
- Buying
- Created 1 year ago
-
How do I negotiate a realtor's payment?
How do I negotiate a realtor's payment? I don't want to be disrespectful and I understand that this is their job; however, it's normal to negotiate a business transaction. So, is this similar? What are recommendations for how to negotiate? Are there any key points to talk about or inquire about?
- Asked by Collin
- Boston, MA
- 543 views
- Buying
- Created 1 year ago
-
What a reasonable buyers agent commission?
What's a reasonable buyers agent commission? I talked to an agent that said I need to sign a contract and agree to his commission. It seems high, so I'm wondering what's normal.
- Asked by Daniel
- San Diego, CA
- 537 views
- Buying
- Created 1 year ago
