Should I buy a house in the mountains or flatland?

Hey, you have to start somewhere! Nothing wrong with average. You can stay there a few years and hopefully you gain some equity in it and then you can sell it for more and put it towards a home thats more than average to you.

I would highly recommend that you reach out to a local REALTOR and get answers on the local market from a REALTOR that knows this area and can walk you through what your ultimate real estate goals look like for your personal situation. This will also depend on what you are looking to accomplish long-term and what the local market activity looks like. If you need help finding a local REALTOR I am always happy to help connect you to a professional that knows your area.

Buying a house is an investment.

This depends on your own personal preferences and lifestyle. Buying a property in the mountains may be ideal for those who enjoy outdoor activities and a more rural lifestyle, while a flatland property may be preferable for those who prefer a more urban environment and the conveniences of city life. Ultimately, the decision is up to you.

Depends on what your goals are! I would pay more attention to the economy and growth surrounding the area.

Purchasing an home is an investment.

Consider using some of the cash as a down payment and finance the rest and get what you want. Provided you buy a property that is in an area that will appreciate, the value will increase over time and with improvements minimizing the costs associated with financing. Keep your cash.