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  • Seller Never Satisfied The Repairs?

    I fell in love with a house in April 2024 and never imagined I'd be in a position where I still haven't closed by June 21, 2024. My agreement of sale (AOS) was signed on April 9. My original close date was May 10, 2024. A few days before closing I was notified there were 3 outstanding permits with our city's L&I department and the property was in violation. We added an addendum to the agreement of sale stating the seller would address all repairs required by the city before closing and we rescheduled the closing date. All parties signed. Since that time, I have had closings set for May 30, June 6, June 13, and June 20 - Change in Terms agreements (CTAs) were in place for each of these new closing dates and the Seller has yet to complete the repairs according to the city's satisfaction. The city has re-inspected the property twice. I decided to pursue an escrow agreement with the Seller so we could close with funds set aside for the repairs. They promised to review it but took 1 full week to do so. I had additional redlines to their response and my attorney and I sent a new escrow proposal on June 19. My agent told me on 6/20/24 that the Seller was reaching out to the city to get more clarification on the date of final inspection for the repairs. That was over 24 hours ago and I've had no update from anyone (despite following up). The CTA for the AOS expired on June 20 at 11:59pm with all of the above in limbo. Since I haven't heard from anyone, what are my next steps? I hope to speak with my attorney this afternoon. Does anyone have experience with a transaction like this? I have been ready to move forward since May 10. I feel blindsided by these repairs and further blindsided by the fact that the seller is not making them in a timely fashion. It scares me that they are doing work and yet not passing inspections. Also, I've had to extend my rental agreement to have a place to live while all of these repairs occur. I've scheduled and rescheduled movers, cleaning crews, and handymen. I've changed insurance companies in preparation for the move (for a good home/auto rate vs. what I was paying as a renter). And I've been scheduling time off from work for the closing and the move, which ultimately has not yet happened. I am so frustrated and I am going into my 4th month of dealing with this. Now that the agreement of sale has expired, what are my options (if any)? Do I walk away and leave my earnest money deposit on the table? Or, do I decide to pursue a lawsuit for the Seller's negligence/breach of contract? This has cost me so much, not to mention several interest rate extensions to maintain my current interest rate with my lender. Those extensions also come at a cost. Thanks in advance for the insight.

    • Asked by Morgan Wade
    • Philadelphia, FL
    • 1 views
    • Buying
    • 4 days ago
  • Should I use my max pre approval amount?

    Should I use my maximum mortgage pre-approval amount to buy a home? Homes are expensive and I'm tempted to use my max pre-approval amount, but it's much more than what I expected and I'm nervous about the monthly payments. However, I also want to be able to purchase a home.

    • Asked by Morgan
    • Sunnyvale, CA
    • 26 views
    • Buying
    • 3 weeks ago
  • best way to buy my parents a house and they pay ?

    How can I help disabled parents out and buy a house that they could pay mortgage payments on or pay payments to me with out having to charge them fair market value or major tax issues for me. There credit isn’t great and they are elderly and on a fixed income, trying to figure out best way for both of us

    • Asked by Valerie Henderson
    • Mary’s I’ll ohio, FL
    • 30 views
    • Buying
    • 1 month ago
  • Is a bigger down payment better for seller?

    Is a bigger down payment better for the seller? If so why? Why would the down payment make any difference as long as they're getting paid?

    • Asked by Brian
    • Deerfield, IL
    • 69 views
    • Buying
    • 1 month ago
  • How do you know if you're paying too much for a house?

    How do you know if you're paying too much for a house? I know that the housing market is crazy right now, but I don't want to overpay. I

    • Asked by Alex
    • Fort Worth, TX
    • 75 views
    • Buying
    • 1 month ago
  • Can a buyer represent themselves in a home purchase?

    Can a buyer represent themselves in a home purchase? I know FSBO is an option, but what does that look like for buyers? And will the selling realtor let a buyer into a home without an agent?

    • Asked by David
    • Scottsdale, AZ
    • 51 views
    • Buying
    • 2 months ago
  • What are signs that an area is declining?

    What are some red flags or signs that an area is declining? What should I look at to get a feel for the neighborhood and get a picture of what it will be in 10+ years?

    • Asked by James
    • San Mateo, CA
    • 74 views
    • Buying
    • 2 months ago
  • Why are home prices so high?

    Why are home prices so high? Even homes outside of my desired area are so expensive. I've been trying to save to buy a house, but the downpayment I planned now doesn't get me what I want.

    • Asked by Angelica
    • Phoenix, AZ
    • 78 views
    • Buying
    • 2 months ago
  • Can I offer a home a cash price for the house ?

    I have won a money and want to buy a new home And offer a lower price than what the realtor said Is it up to the home owner to decide

    • Asked by Trudie Hoffmann
    • Gallup, FL
    • 92 views
    • Buying
    • 2 months ago
  • Can I buy a home without homeowners insurance?

    I know it's risky, but can I buy a home without homeowners insurance? I would want to add it in eventually, but for the first 1-2 years I was hoping to eliminate that cost.

    • Asked by Theo
    • Oakland, CA
    • 90 views
    • Buying
    • 3 months ago
  • What are the pros and cons of an HOA?

    What are the pros and cons of buying in a homeowner's association neighborhood? I'm moving to a new area where they seem more common. This is new to me and seems like an extra cost with a lot of extra rules. And all the shows on TV make it seem kind of ridiculous. I know that's an exaggeration, but still.

    • Asked by Emily
    • Naples, FL
    • 63 views
    • Buying
    • 3 months ago
  • How do I compete with cash offers?

    How do I compete with cash offers? I can put 20% down on a house, but I need financing for the rest. I have a strong credit history and in a normal market I would be a strong buyer. But I'm struggling in this market to get an offer accepted.

    • Asked by Lucas
    • Morgan Hill, CA
    • 103 views
    • Buying
    • 3 months ago
  • How do I make a competitive offer on a home without overpay?

    How do I make a competitive offer on a home without overpaying? The market is so tough right now and it's hard to get a home. I want to make an offer that will be accepted, but I also don't want to regret overpaying.

    • Asked by Peter
    • Bel Air, MD
    • 55 views
    • Buying
    • 3 months ago
  • Is it risky to buy a FSBO home with renter living in it?

    Looking at a for sale by owner property but the owner's adult son is still living there. They say he will move out when we close but I'm afraid it might be risky since he isn't really a part of the sale. Any advice?

    • Asked by Miguel C
    • Kissimmee, FL
    • 93 views
    • Buying
    • 3 months ago
  • How do I find homes that are in foreclosure?

    How do I find homes that are in foreclosure? Is there a way to tell from the listing that the house is a foreclosed house?

    • Asked by Adian
    • Columbus, OH
    • 108 views
    • Buying
    • 3 months ago
  • Do I need a home inspection for new construction?

    I'm planning to purchase a new construction home. Do you recommend that I still get a home inspection even though it's a new home?

    • Asked by Sonja
    • Charlotte, NC
    • 122 views
    • Buying
    • 4 months ago
  • Is a new construction house like new car depreciation?

    Is a new construction house like new car depreciation? People say as soon as a new car is driven off the lot it depreciates. I'm wondering if a new construction house is the same. Do I pay a premium for the new and as soon as I live it is, does the value go down?

    • Asked by Mary
    • Lake Geneva, WI
    • 118 views
    • Buying
    • 4 months ago
  • Is the closing cost different for townhouse vs house?

    Is the closing cost different for townhouse vs house? Condo? How do I know what the closing cost will be?

    • Asked by Harriet
    • Baltimore, MD
    • 89 views
    • Buying
    • 4 months ago
  • What is the minimum down payment and closing cost?

    What is the minimum down payment and closing cost? Will my real estate agent tell me how much money I need for the house?

    • Asked by Brandon
    • Beaver, UT
    • 98 views
    • Buying
    • 4 months ago
  • What do I need to buy land in California?

    What do I need to buy land in California? How can I find land to buy in California and how do I figure out if it's buildable?

    • Asked by Khai
    • Hollister, CA
    • 95 views
    • Buying
    • 4 months ago
  • Are the closing costs different in different states?

    Are the closing costs different in different states? How can I figure out the closing costs? I'm moving to an area where I can live in either state and wondering how to figure out which is best.

    • Asked by Ryan
    • Sterling, VA
    • 82 views
    • Buying
    • 4 months ago
  • Is the down payment different in different states?

    Is the down payment different in different states? How do I know how much the down payment is for a house?

    • Asked by Noah
    • Hays, KS
    • 101 views
    • Buying
    • 4 months ago
  • Do you need 20 down to buy a house in California?

    Do you need 20 down to buy a house in California? The money that I was saving isn't enough now that interest rates are high, so I'm wondering if I can put down less than 20 on a house.

    • Asked by Claire
    • Temecula, CA
    • 98 views
    • Buying
    • 4 months ago
  • How much money do you need to buy a house in California?

    How much money do you need to buy a house in California? What is a typical income needed to buy a house in California?

    • Asked by Charity
    • Santa Rosa, CA
    • 97 views
    • Buying
    • 4 months ago
  • Can I buy a house in America if I live in the UK?

    Can I buy a house in America if I live in the UK? If so, what are some general steps that I need to take for the purchase?

    • Asked by Hannah
    • Boston, MA
    • 93 views
    • Buying
    • 4 months ago
  • Can a minor buy a house in California ?

    How old do you need to be to buy a house in California? If a minor wants to buy a house does an adult need to be on the deed as well?

    • Asked by Sabrina
    • Los Angeles, CA
    • 127 views
    • Buying
    • 4 months ago
  • What Documents Do I Need To Buy A House In California?

    What documents do I need to buy a house in California ? Are there any documents that can help me to get a home or show I'm a strong buyer?

    • Asked by Kristin
    • Sunnyvale, CA
    • 125 views
    • Buying
    • 4 months ago
  • What are the requirements to buy a house in California?

    What are the requirements to buy a house in California? What do I need to prepare to buy a house in California?

    • Asked by Jan
    • South Sioux City, NE
    • 132 views
    • Buying
    • 4 months ago
  • How can I buy a new property using the property I currently ?

    How can I buy a new property using the property I currently live in and own? I need the money from the sale of this property to buy the next one.

    • Asked by Michael
    • Charlotte, NC
    • 122 views
    • Buying
    • 4 months ago
  • What is the minimum down payment for a house in California?

    What is the minimum down payment for a house in California? Do I need to put more money down on a house in California compared to other states?

    • Asked by Jason
    • San Luis Obispo, CA
    • 119 views
    • Buying
    • 4 months ago
  • How long does it take to buy a house in California?

    How long does it take to buy a house in California? What should I be prepared for when buying a house in California?

    • Asked by Meagan
    • Bentonville, AR
    • 125 views
    • Buying
    • 4 months ago
  • Can a foreigner buy property in California?

    Can a foreigner buy property in California? If so, what are the requirements for a foreigner to buy property in California?

    • Asked by Ed
    • San Francisco, CA
    • 99 views
    • Buying
    • 4 months ago
  • Can I buy a house in California without being a resident?

    Can I buy a house in California without being a resident? Will I lose my Washington residency if I spend too much time at a house in another state?

    • Asked by Derrik
    • Spokane, WA
    • 107 views
    • Buying
    • 4 months ago
  • What can I ask for after a home inspection?

    What can I ask for after a home inspection? The owner has several cats that have damaged the house. Beyond the scratches, the cats have peed on the carpet. Can I ask for money to cover the cost of new carpets and to repair the damage from the cats?

    • Asked by Sonja
    • San Jacinto, CA
    • 157 views
    • Buying
    • 5 months ago
  • Can I get a new job while house hunting?

    Can I get a new job while house hunting? Some of the tips I read were don't open a credit card or switch jobs... but I have a great opportunity with a new company. That said, I'm anxious to buy a house and don't want to lose out. If I take this job, is there a time frame that I'd have to wait to purchase a home?

    • Asked by Foster
    • San Antonio, TX
    • 168 views
    • Buying
    • 5 months ago
  • How much less should you offer when paying cash?

    How much less should you offer on a house when paying cash? I know it makes me a stronger buyer, but the market is also competitive. Is there a general guide?

    • Asked by Sonja
    • Miami, FL
    • 195 views
    • Buying
    • 5 months ago
  • Do I need to share my financial info with my realtor?

    Hi. I don't feel comfortable sharing my financial information with people. I know I will need to share it with my lender, but I'd prefer for my realtor not to know. It's not a matter of trust, I'm just very private. Can I give my realtor my budget and not share other financial information with them?

    • Asked by Juan
    • San Diego, CA
    • 153 views
    • Buying
    • 6 months ago
  • What neighborhoods are safe in Chicago?

    Hi. I'm planning to move to Chicago. I'm single, in my 20's, and wondering what neighborhoods in Chicago would be safe or safer than others. Also, need it to be affordable. Still paying off those college loans!

    • Asked by Tara
    • Chicago, IL
    • 173 views
    • Buying
    • 6 months ago
  • Is Lake Elsinore CA growing and good place to purchase?

    I am looking to move to city of Lake Elsinore for my work and was wondering if Lake Elsinore is growing and is it good place to buy a home?

    • Asked by Joe
    • Lake Elsinore, CA
    • 168 views
    • Buying
    • 7 months ago
  • How do I know if an area is appreciating?

    I'm hoping to move to an area that's up and coming. How do I know if the area is up and coming? Or how can I tell if it's appreciating? I fear buying in an area that seems like it's going up and then takes a turn and I'm stuck.

    • Asked by Rosa
    • Boston, MA
    • 200 views
    • Buying
    • 7 months ago
  • Why are home prices so high?

    Why are home prices still so high? Seems like buying a home is out of reach with these prices. All the home I look at online are so expensive and way more than what I looked at a few years ago.

    • Asked by Susan
    • Dallas, TX
    • 170 views
    • Buying
    • 7 months ago
  • How do I find the property taxes on a house?

    How do I find the property taxes on a house? I want to figure out how much house I can afford before looking. Property taxes are high and I don't want to buy a house that I can't afford after taxes. Thanks!

    • Asked by Claire
    • Geneva, IL
    • 172 views
    • Buying
    • 7 months ago
  • What should I not negotiate when buying a home?

    What should I not negotiate when buying a home? Are there things that are offensive or would end negotiations?

    • Asked by Rodrigo
    • San Diego, CA
    • 176 views
    • Buying
    • 8 months ago
  • How do I know if a house needs flood insurance?

    How do I know if a house needs flood insurance? It seems like the area I'm looking in may get a lot of water, but there's nothing definitive like a lake next to it.

    • Asked by Rick
    • Gainesville, FL
    • 160 views
    • Buying
    • 8 months ago
  • How can I tell if a basement has flooded in the past?

    Hi. How can I tell if a basement has flooded or had water in it? Are there certain signs of water damage?

    • Asked by Vera
    • Kansas City, MO
    • 150 views
    • Buying
    • 9 months ago
  • How can I beat a cash offer when buying a home?

    I'm looking to buy a place, but my offers keep getting beat by cash offers. I have to have a loan. How can I beat a cash offer?

    • Asked by Caryn
    • Springfield, MA
    • 275 views
    • Buying
    • 9 months ago
  • Does a good school boost property value?

    I'm considering 2 areas. One has better schools and I'm wondering if I will have better resale value in the area with better schools.

    • Asked by Sabrina
    • Mount Lebanon, PA
    • 193 views
    • Buying
    • 10 months ago
  • How do I find a home inspector to test for lead paint?

    Do all home inspectors know how to test for lead paint? If not, how can I find a home inspector to test for lead paint?

    • Asked by Luis
    • Hampton, SC
    • 200 views
    • Buying
    • 11 months ago
  • What questions should I ask about a home warranty?

    What questions should I ask about a home warranty? What's generally covered and for how long? Thanks!

    • Asked by Jamal
    • Fairfax, VA
    • 238 views
    • Buying
    • 11 months ago
  • Why aren't many homes for sale?

    We're looking to move, but it seems like there's not many homes for sale. Why is this?

    • Asked by Sarah
    • i don't know, FL
    • 255 views
    • Buying
    • 11 months ago