Does refinancing hurt my credit score?

Refinancing a mortgage may cause a temporary dip in your credit score because lenders perform a hard credit inquiry during the application process. Typically, this is only a few points and often recovers within a few months as long as you make on-time payments. Over the long term, refinancing can actually improve your credit if it lowers your monthly payment or helps you pay off debt faster.

How often can I refinance?

There is technically no limit on how many times you can refinance your home. However, most lenders require a seasoning period (often 6 months to a year) between refinances. The real question is whether refinancing makes financial sense. You'll want to weigh the closing costs, interest rate savings, and how long you plan to stay in the home before deciding.

I have two adjoining parcels of land, and I deed them as one?

Yes, in many cases you can combine adjoining parcels of land into one deed, a process often called a " lot combinationaEUR? or " parcel consolidation.aEUR? This typically requires filing paperwork with your local property appraiser or county recorder's office. Local zoning laws, HOA rules, and tax assessments can all play a role, so it's best to work with a local real estate attorney or title company to complete the process correctly.

How can i buy a simple home by paying the back taxes??

Buying a home through back taxes usually happens at a tax deed sale or tax lien auction. Counties in Florida and across the U.S. auction properties when taxes go unpaid. While it can be a way to buy a home below market value, it comes with risks such as title issues, liens, or even redemption periods where the original owner can reclaim the property. Always do thorough due diligence and consider hiring a real estate professional experienced in tax sales before pursuing this strategy.

Do I have to pay sales tax if I buy a home in Florida?

Nope! Florida does not charge sales tax on the purchase of real estate. When you buy a home, you'll be responsible for closing costs, property taxes, title fees, and possibly documentary stamp taxes, but not sales tax. This is one of the reasons Florida is considered tax-friendly for homeowners.

Do I have to pay sales tax if I buy a home in Florida?

No, you do not pay sales tax when you purchase a home in Florida. Instead, you will see other closing costs such as title insurance, recording fees, and in some cases a state documentary stamp tax on the deed and mortgage. These are one-time fees that vary depending on the purchase price and financing. A knowledgeable real estate agent can walk you through each cost so there are no surprises at closing.

Is the seller responsible for a major expense ?

In most real estate transactions, who pays for major repairs or expenses depends on what is negotiated in the contract. In Florida, sellers are required to disclose known defects, but they are not automatically responsible for fixing everything. Often, repairs or credits are worked out during inspections. An experienced agent can help you negotiate so that large expenses are fairly addressed before closing.

Is it rude to go to an open house to browse?

Not at all. Open houses are designed to welcome potential buyers, neighbors, and even those just exploring the market. It is perfectly acceptable to browse as long as you are respectful of the property and the hosting agent. If you are working with a RealtorA(R), it is always good etiquette to mention that when you sign in. Attending open houses can be a great way to learn more about neighborhoods and pricing trends in your area.

Will private listing hurt my sale?

A private or pocket listing can sometimes limit your exposure. When your home is not marketed through the MLS, fewer buyers and agents will know it is available, which can reduce competition and affect your final sale price. However, in some cases such as selling a luxury property where privacy is important, it can work to your advantage. The right strategy depends on your property, price point, and goals. A local expert can advise which approach will net you the best results.

Are easements placed between properties from front to back?

Easements can vary, but in Florida they are often found along the sides, front, or back of a property to allow utilities, drainage, or shared access. A side easement may run from front to back, but not always. The exact location will be shown on a survey or title report. Before purchasing, it is important to review these documents so you know where easements are and how they may affect your ability to build a pool, fence, or addition.

How do I find a HUD foreclosures agent for help me ? ?

To buy a HUD foreclosure, you'll need a HUD-approved real estate broker who's registered to submit offers through HUD's online bidding system. The easiest way is to visit HUDHomestore.gov, where you can search for approved agents by city or ZIP code. If you're in Southwest Florida, reach out to a local HUD-registered broker familiar with Fort Myers and Cape Coral propertiesaEUR"they'll guide you through the bidding process, inspections, and financing options. Working with an experienced agent ensures you're fully protected when buying a HUD home.

How can I find a real lender that will help me apply for go?

If you're referring to FHA, VA, or USDA (Rural Development) loans, look for approved local lenders who specialize in those programs. Start by checking the HUD lender list or speaking with a real estate agent who regularly works with government-backed financing. A reputable lender will review your credit, income, and goals to recommend the right loan type. In Fort Myers and Cape Coral, many trusted lenders are experienced with these programs and can help you get pre-approved quickly.

How clean should my house be for appraisal?

Your home doesn't need to be spotless like a showing, but it should be neat, accessible, and well-presented. Appraisers focus on the property's structure and condition, but a clean, organized home makes a strong impression and helps them see that it's been well-maintained. Make sure all rooms are accessible, replace burnt-out bulbs, and clear clutter away from major systems (AC unit, water heater, electrical panel). A tidy home signals pride of ownership, which can positively influence the appraiser's perception.

What if I disagree with my home valuation?

If your appraisal comes in lower than expected, don't panic. You can request a reconsideration of value by providing comparable recent sales that better reflect your home's worth. Your real estate agent can help gather the strongest comps and submit them through your lender. Sometimes appraisers revise their reports if new data supports a higher value. If not, you can explore switching lenders, appealing, or negotiating adjustments with the buyer or seller based on the updated valuation.

Can we get approved for a mortgage with low credit?

YesaEUR"low credit doesn't automatically disqualify you. Government-backed loans like FHA or VA loans are designed for buyers with lower credit scores, sometimes as low as 580 (or even 500 with a larger down payment). Lenders also look at income, debt ratio, and payment history, so improving a few key areas can boost approval odds. Working with a knowledgeable real estate agent and lender team ensures you explore every available option and build a plan to get you to the closing table.

I want to buy 1/2 of duplex with full ownership ?

Yes, you can buy half of a duplex and still have full ownership of your unit, depending on how the property is titled. Duplexes can be deeded as one parcel (shared ownership) or as two separate legal lots (each with its own title). If the duplex is already divided, you can own your half outright. If not, you'd need to work with a real estate attorney or title company to establish a new legal description and ownership agreement. In Florida, this is common when investors or families purchase side-by-side units. Always confirm zoning, title, and HOA rules before you buy.

Can I raffle my house?

Raffling a home might sound creative, but it's not as simple as it seems. In most states, including Florida, raffling real estate falls under state gaming and lottery laws, which often restrict private individuals from running raffles without proper licensing. You can, however, work with a licensed nonprofit organization that meets legal requirements to host a raffle. Before moving forward, consult a real estate attorney or your local Department of Business & Professional Regulation (DBPR) to ensure your plan complies with state law.

How common is it for a buyer to seek a re-valuation ?

It's actually fairly common for buyers to request a re-evaluation or appraisal review when the appraised value comes in lower than expected. This process, called a Reconsideration of Value (ROV), allows buyers and their agents to present comparable recent sales that support a higher valuation. It's a standard step in real estate transactions and can make a big difference in financing and negotiations. Working with an experienced agent who understands local comps in Fort Myers and Cape Coral helps you navigate this smoothly.

Moving because of neighbors, do I tell my agent?

Yes, it's always best to be honest with your agent, but you don't have to worry about that information being shared publicly. Your reason for moving helps your agent market your home appropriately and anticipate buyer questions. However, your personal details remain confidential. If you're relocating because of neighbor issues, your agent will focus on selling the property's strengthsaEUR"location, upgrades, layoutaEUR"without mentioning private or sensitive reasons for the move.

Does the home seller need to disclose water issues?

Yes, in Florida, sellers are legally required to disclose known property defects, including past or present water damage, leaks, flooding, or mold. Full disclosure protects you from potential lawsuits and builds trust with buyers. Even if the issue has been repaired, it's best to document the work and provide proof. A transparent disclosure helps avoid deal delays and keeps you compliant with Florida real estate law. Buyers appreciate honestyaEUR"and it often results in a smoother closing process.

Does a room have to have a closet to be a bedroom in Fla.?

Not necessarily. In Florida, a room can still be considered a bedroom if it meets safety requirements like having a window for egress and a proper entrance. Appraisers and buyers may still expect a closet, but it is not a legal requirement.

Need to disclose issues with the home from 15 years ago?

Yes, if the issue could still affect the property's value or safety. Florida law requires sellers to disclose known material defects even if they were repaired years ago. Full transparency helps protect you from future liability.

how do i return a key and sign for an expired contract?

Once a contract expires, your agent can help coordinate key return and any required release paperwork. Both parties usually sign a cancellation or release form confirming no further obligations.

Is it my realtor's job to actively find me a home?

Absolutely. A great buyer's agent should be proactive, sending listings, scheduling showings, and staying ahead of new opportunities that match your goals and budget.

How to renovate a house with bad credit?

You can explore FHA 203(k) or HomeStyle Renovation loans, which combine the purchase and renovation into one mortgage. Partnering with a skilled lender and experienced agent can make the process smooth even with less-than-perfect credit.

Can I do a pocket listing?

Yes, but there are rules. A pocket listing means your property is not publicly listed on the MLS. It can offer privacy but limits exposure, so it is best used strategically with a trusted broker who understands your goals.

agent didn't have me sign an agreement prior to showing ?

That is okay. In Florida, some agents show homes first to build rapport. Before making offers, your agent should present a buyer's broker agreement outlining representation and compensation terms.

How to go about a quick sale on my house?

Price it competitively, make small repairs, and partner with a local agent experienced in fast sales. Cash buyers or investors may close in as little as two weeks, especially if your home is move-in ready.

What do i need to do for home puchase between friends?

You will need a joint tenancy agreement or co-ownership contract that outlines shares, financial contributions, and what happens if one person sells. A real estate attorney or your agent can help you structure it properly.

Like to become a first time home owner what I need to do?

Start by getting pre-approved with a lender, setting a budget, and finding a trusted local agent. Ask about first-time buyer programs in Florida that offer down payment assistance or reduced closing costs.

Can I sign a buyer agreement to see 2 houses?

Yes. Buyer agreements can be customized for a short term or limited scope. You can agree to representation for just a few showings if you are still deciding on an agent relationship.

I got 5 acres w 2 houses, can I split the lot/houses in FL?

Possibly. It depends on zoning, local ordinances, and lot size minimums in your county. Your local planning department or a real estate agent familiar with land use can guide you through the process.

Can the seller of the house make you get approved again?

Yes, if your pre-approval letter is outdated or if financing terms have changed. Sellers want to ensure buyers remain qualified up to closing, especially if the process takes several weeks.

Do l need a lawyer to buy an as is house for 3000.00 ?

In Florida, it is not required, but it is wise to have an agent or attorney review your contract to ensure you are protected, especially when buying low-cost or distressed properties.

How do I respond to a lowball offer?

Stay calm and counter strategically. Review recent comparable sales and work with your agent to craft a response that keeps negotiations alive while protecting your property's value.

Are there benefits for rent to own?

Yes, rent-to-own gives buyers time to improve credit or save for a down payment while locking in a future purchase price. It can also benefit sellers by providing steady rental income and a committed future buyer. It's important both sides have a clear contract reviewed by a real estate professional.

Renting back sold house, who pays maintenance?

During a post-closing rent-back, the buyer becomes the owner, but the seller (now tenant) typically covers day-to-day maintenance and utilities during the rental period. The agreement should outline responsibilities for repairs and upkeep to avoid confusion.

How long is a normal buyers house search agreement?

Most buyer's broker agreements in Florida last 90 days, but they can range from 30 to 180 days depending on your timeline and agent relationship. The agreement ensures your agent represents your best interests and helps you find and negotiate the right home.

Have a lien on my house need to sell ?

Yes, you can still sell a home with a lien, but the lien must be paid off or resolved before closing. Your real estate agent and title company will work with the lienholder to ensure a clear title is transferred to the buyer.

Should I take my house off the market for the holidays?

Not necessarily. Holiday buyers are often serious and motivated, and with fewer homes listed, your property can stand out more. If you stage it warmly and price it competitively, you could attract quality buyers even during the slower season.

how do i find a mortgage lender?

Start by asking your real estate agent (like me!) for a trusted local referral. A good mortgage lender should be responsive, transparent, and experienced with your loan typeaEUR"whether it's conventional, FHA, VA, or jumbo. I always recommend interviewing at least two lenders to compare rates, fees, and communication styles. Local lenders tend to close faster and understand regional underwriting quirks better than big banks.

How many open houses do realtors unusally hold?

Typically, 1"2 open houses are held within the first month of listing a home. The goal is to maximize early exposure while your home is " freshaEUR? on the market. After that, open houses are scheduled strategically based on buyer interest and market feedbackaEUR"quality over quantity.

Can I get a loan without escrow?

Yes, but it depends on your lender and loan type. Some conventional loans allow you to waive escrow if you have strong credit and enough equity. However, most lenders prefer escrow accounts because they ensure property taxes and insurance are paid on time. It's convenience versus control.

Is there escrow with buying a house and a loan?

Almost always, yes. Escrow acts as a neutral third party that holds funds, coordinates the closing, and ensures all contract terms are met. Once the sale is finalized, escrow also manages your tax and insurance payments through your loan servicer if you have an escrow account set up.

How are Mexican corporations taxed on property in the US?

A Mexican corporation that owns U.S. real estate is subject to U.S. taxes just like any foreign entity. That includes income tax on rental income and potential capital gains tax when selling. It's crucial to consult a cross-border CPA familiar with the U.S."Mexico tax treaty to avoid double taxation.

What to do about a sick real estate agent?

If your agent is ill and can't perform duties, ask if they have a team or backup agent who can step in temporarily. A professional brokerage should always have coverage to protect clients' timelines and contracts.

Amanda Courtney

REP Realty Group

9 Years of Experience

(19)

$12M

Total Sales Last Year

Years of Experience

137

Recent TransactionsTransactions from the last 3 years

$274.5K

Average Price Point

Service Areas

Alva, FL Bokeelia, FL Bonita Springs, FL Cape Coral, FL Estero, FL Fort Myers, FL Labelle, FL Lehigh Acres, FL Naples, FL North Fort Myers, FL

View All Service Areas

About Amanda Courtney

Amanda Courtney and her team at REP Realty Group make buying, selling, and investing in Southwest Florida real estate simple and stress-free. Clients appreciate her local knowledge since Amanda was born and raised in Fort Myers, along with her straightforward approach to guiding people through one of life's biggest financial decisions. She helps buyers find the right fit, whether that means a first home, a luxury estate, a golf course community, or a waterfront property. Sellers rely on her for powerful marketing strategies that include professional photography, drone video, and digital advertising to get homes noticed and sold quickly. Investors and landlords also turn to her full-service property management for tenant placement, home-watch services, and ongoing management support. Amanda focuses on clear communication and education so her clients feel confident from start to finish. Whether you are relocating, upgrading, downsizing, or investing, she and her team are ready to help you achieve your real estate goals in Fort Myers, Cape Coral, Estero, Babcock Ranch, and surrounding communities.

FAMILY

Amanda Courtney is a wife and mom to three daughters, a homeschool advocate, and an entrepreneur who understands what it means to balance family life with running a business. She has built her real estate career while also making education at home a priority. Clients connect with her because she is approachable, authentic, and relatable, often sharing her experiences of juggling motherhood and entrepreneurship with honesty and humor.

Credentials

LICENSE

Real Estate - Florida - # BK3399488

Specialties

Property Management

Awards

2026
TOP AGENT
Labelle, FL
2026
TOP AGENT
Alva, FL

Other Awards

Real Producers Top 500

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Amanda Courtney's Reviews & Ratings

19 Reviews

(5/5)

Note: Reviews may include other agents on their team

What clients say about this agent....

Professional
Responsive
Knowledgeable
Outstanding
Communicative
Trustworthy
Hard working
Attentive

Annie R.

Review for Member: Amanda Courtney

October 2, 2026

Local Knowledge

Process Expertise

Responsiveness

Negotiation skills

ZillowVERIFIED

Amanda was fabulous. Our property management company referred her to us and we are so thankful. We live in MN and she went above and beyond to get our place sold. After the inspection came through and we were asked to make some repairs, she asked if we wanted help with getting bids from contractors. She had someone out that day and handled everything. Amazing! Great customer service professional and kind. We highly recommend Amanda.

Corymichelle92

Review for Member: Amanda Courtney

July 14, 2026

Local Knowledge

Process Expertise

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ZillowVERIFIED

Amanda was amazing to work with, if I could give her more than 5 stars I would. She helped us so much in the process of selling my parents home during a difficult time for us.I lived over nineteen hours away, she helped me find people to help my mom move stuff and navigate all the aspects of selling the house. She was good with my mom who was grieving the loss of my dad. Amanda was very professional and on time. I feel she did more for us then she needed to.

Nausheen A.

Review for Member: Amanda Courtney

June 1, 2026

Local Knowledge

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ZillowVERIFIED

Working with Amanda was an excellent experience from start to finish. She is professional, knowledgeable, and always available to answer questions throughout the process. Her attention to detail and dedication made buying a home stress-free especially since we were new to SW Florida . I strongly recommend Amanda to anyone looking for a reliable and outstanding real estate agent.

Philip M.

Review for Member: Amanda Courtney

May 29, 2026

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ZillowVERIFIED

To say that Amanda is the gold standard for an agent is an understatement. The level of attention to detail, the polish and professionalism, the level of knowledge and expertise in the field were second to none. Dozens of showings. Months of working together. Hours of commuting and an absolutely tireless and relentless pursuit of providing us what we needed to make our decision. Each house was thoroughly researched. She had answers for questions that we didnt have until we walked through the door of a house and when we did eventually find our forever home, every step was explained and supported, from lenders through closing, no stone was left unturned. I cannot recommend Amanda highly enough. She is a consummate professional and the benchmark of an agent.

Megan B.

Review for Member: Amanda Courtney

May 28, 2026

Local Knowledge

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ZillowVERIFIED

We have used Amanda twice and she is amazing at what she does! She stays on top of everything and gets it done! The buying process can be stressful at times, but Amanda always stays calm, professional and always sends updates for reassurance. Highly recommend her!!

Daniel L.

Review for Member: Amanda Courtney

May 27, 2026

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ZillowVERIFIED

Amanda is an absolutely outstanding realtor and a true professional. As a home inspector, I work with a lot of agents, and Amanda consistently stands out for how knowledgeable, responsive, and genuinely caring she is with her clients. She does an amazing job guiding buyers through the process, staying organized, and making sure no detail gets overlooked. Shes always professional during inspections, communicates clearly, and truly has her clients best interests at heart. You can tell she takes pride in what she does and works hard to make every transaction as smooth and stress-free as possible. I would highly recommend Amanda to anyone looking to buy or sell a home.

Courtney A.

Review for Member: Amanda Courtney

May 27, 2026

Local Knowledge

Process Expertise

Responsiveness

Negotiation skills

ZillowVERIFIED

Amanda helped me buy a home in SWFL! She is the best real estate agent & broker in Fort Myers, FL. The house that I purchased was a uniquely challenging transaction and she made it all easy with no hiccups. She is the best!

Robert S.

Review for Member: Amanda Courtney

May 26, 2026

Local Knowledge

Process Expertise

Responsiveness

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ZillowVERIFIED

We have worked with Amanda two times. The first time was when we purchased our home in Cape Coral, FL in 2024. The second time was when we purchased the adjoining lot to our home. Always super responsive and available. Very knowledgeable in all aspects of the real estate market in SW Florida. We trust her expertise and would recommend her to anyone seeking a responsible, responsive and enjoyable realtor to work with. You wont be disappointed with Amanda and REP Realty Group!

Jandlfletch

Review for Member: Amanda Courtney

January 7, 2026

Local Knowledge

Process Expertise

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ZillowVERIFIED

Being new to the area, we so appreciated Amanda's local knowledge -- from location concerns to local professionals who could help with the closing process. She was open to letting us see any home we requested and set up appointments for showings quickly. At the same time, she gave wise counsel and spent time processing our concerns with us.

Zuser20141003172910497

Review for Member: Amanda Courtney

November 30, 2025

Local Knowledge

Process Expertise

Responsiveness

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ZillowVERIFIED

Amanda was great to work with and helped us so much in a difficult situation. She was able to follow up efficiently and help keep everything on track. Very responsive and knowledgeable. If we have any more purchases in this area we will go to her team first.

24181ht

Review for Member: Amanda Courtney

November 10, 2025

Local Knowledge

Process Expertise

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ZillowVERIFIED

Amanda is a friend of my friend and I am so glad I had taken my friend's advise to get in touch with Mrs. Courtney. Great proffesionalism and even greater personality. No wonder that the whole process was quick and the results were very satisfying.

Michael G.

Review for Member: Amanda Courtney

November 10, 2025

Local Knowledge

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ZillowVERIFIED

Sale of my Florida property was done completely remotely because I live in Michigan. Ms. Courtney handled everything on the ground in Florida. Property sold for full asking price in about two weeks. I was very pleased. I would definitely recommend her!!

User4393491

Review for Member: Amanda Courtney

April 7, 2022

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ZillowVERIFIED

Her prompt response when we call her, shes always pick up the phone. We just love her. This is our 3rd home we purchased within in the last 2 yrs. Wish we had her for the first 2 homes. Shes the best of the best. Thank you Amanda From Al & Li-Lan in LaBelle.

Jakew8

Review for Member: Amanda Courtney

December 8, 2021

Local Knowledge

Process Expertise

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ZillowVERIFIED

We looked at a lot of houses in about a 15 month span. We finally settled on a lot and are in the process to build! Amanda was always available and always on any listing we sent her. She was always patient and honest with us.

Carolyn C.

Review for Member: Amanda Courtney

December 8, 2021

Local Knowledge

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ZillowVERIFIED

We were lucky to find Amanda! RELOCATING from California to SWFL is a big deal, so we wanted to make sure we worked with someone that was genuine and also super knowledgeable about the area and she absolutely fulfilled those qualities. She had great recommendations without ever being pushy, which is a plus! Amanda was responsive, genuine, and patient. In this "crazy" real estate market she made us feel like there was hope. We found our new home within a week of searching. We closed on time and got a great deal on our home!

Zuser20200702114412125

Review for Member: Amanda Courtney

June 24, 2021

Local Knowledge

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ZillowVERIFIED

I'm from north Florida and moved to Fort Meyers as my family is here. I'm a senior, single lady who loves country living but circumstances made it hard to live 5 hours away. Amanda found a relatively rural setting for me in an HOA just outside of Fort Meyers. A preserve surrounds it so I love that. Not knowing the area, she gave her honest opinion on certain locations that I checked out but would not have been a good fit for me. She always answered my calls promptly and accompanied me to signing for the new constructions and to my closing. I considered her a very caring and professional agent

Bryanhscott7

Review for Member: Amanda Courtney

June 10, 2021

Local Knowledge

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ZillowVERIFIED

To bring meaningful context to my review of Amanda as a Realtor, I must first provide a bit of background on the reviewer. I was a Colorado Realtor for 9 years, a private landlord for 30 and have rehabbed 50 properties. As such, I know the difference between a good agent and one just marking time. Amanda went the extra mile for our recent Fort Myers purchase from start to finish. And, I must say, she earned every dollar she was paid and then some (she even floated a canoe in the creek behind the house to verify water depth!!). Her knowledge of the area was extremely helpful. Her level-headed demeanor and attention to detail were instrumental in keeping the deal together. She showed care, compassion and a high degree of initiative usually found in only the top 10% of busy real estate practices. However, you will work directly with Amanda, not a "team member." On a personal note, she somehow manages to juggle the rigors of her busy practice, but still finds time to dedicate to her family and her faith and I consider her a friend. Stop looking for an agent, because you've found one in Amanda!

CherylBenzing

Review for Member: Amanda Courtney

June 9, 2021

Local Knowledge

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Negotiation skills

ZillowVERIFIED

In all my life with selling our homes, have we ever been really pleased with any of our agents who have gone above and beyond any of our expectations. Amanda Answered all of our phone calls and questions regarding the sale and closing of our house. We would highly recommend her for her expertise in all matters of selling homes and helping you to understand whats going on between seller and buyer. She is fun to work with and made us feel comfortable with all that goes on in selling your house. What a wonderful experience for my husband and I. She did a magnificent job.

Randalldee

Review for Member: Amanda Courtney

June 8, 2021

Local Knowledge

Process Expertise

Responsiveness

Negotiation skills

ZillowVERIFIED

Amanda helped us purchase the property we wanted with no issues. She was very professional and patient with us. Everything was new to us, especially using the computer for signing contracts and transferring funds. I recommend Amanda for all your property needs.

Answered Questions

Best way to get a financial gift when buying a home?

The best way for a home buyer to receive a financial gift is through a properly documented gift letter approved by the mortgage lender. The letter should confirm the funds are a gift, not a loan. Always verify your lender's requirements before the transfer and ask your real estate agent to guide you through the process.

Answered by Amanda Courtney | Scottsdale, AZ, USA | 1539 Views | Working With an Agent | 1 year ago

Can a family member pay my mortgage buydown?

Yes, a family member can contribute toward your mortgage buydown. Most lenders treat this as a financial gift for closing costs, which means a gift letter and proof of funds are required. Speak with your mortgage lender early so everything is documented correctly to ensure your home loan approval goes smoothly.

Answered by Amanda Courtney | Scottsdale, AZ, USA | 602 Views | Working With an Agent | 1 year ago

How do I buy a home sight unseen?

When buying a home sight unseen, it is important to work with a trusted local real estate agent who can provide video tours, detailed neighborhood information, and professional guidance. Include inspection and appraisal contingencies in your real estate contract to protect yourself and make sure you feel confident purchasing a home you have not visited in person.

Answered by Amanda Courtney | Huntley, IL, USA | 688 Views | Working With an Agent | 1 year ago

How do I cancel a buyer's agreement?

To cancel a buyer's agreement with a real estate agent, review the terms of the contract carefully. Most agreements explain the cancellation process and whether a notice period or fee applies. The best approach is to first have an open discussion with your agent and then follow up with written notice to protect your home buying process.

Answered by Amanda Courtney | Naperville, IL, USA | 3532 Views | Working With an Agent | 1 year ago

What is right of first refusal?

Right of first refusal in real estate gives a person or group the first opportunity to purchase a property before the seller can accept another offer. If they decline, the seller is free to move forward with other buyers. This clause often comes up in situations involving tenants, family members, or homeowners' associations, so it is important to understand if it applies when buying or selling a home.

Answered by Amanda Courtney | Sacramento, CA, USA | 2124 Views | Working With an Agent | 1 year ago