I would recommend reaching out to local Mortgage Brokers or a local REALTOR that can recommend local options. Many times there are county grants or there may be programs that are forgivable loans for veterans or First responders that are available. These are typically local to a state or region.
When you say "Manufactured Home" do you mean a mobile/manufactured or a modular home. In most cases, modular homes are treated the same as stick build homes for financing. Modular homes are built in a factory to very stringent standards and are transported to the build site and put onto a foundation. Mobile/manu homes can still at times have the same advantages in financing as a stick build but would need to at a minimum be newer and permanently attached to a foundation.
The average credit score in the United States is 716, with credit levels varying by age. Members of Gen Z, who are still growing their wealth and credit history, have a credit score of 680 on average. If you have a low credit score, you might worry that it will impact your ability to buy a house. While you might face some additional hurdles in
Termites are colony-based insects that eat wood. Where you find one termite, you are likely to discover countless others. While termites aren’t harmful to humans – they don’t bite or sting – they can eat away at your home to the point where it is structurally unsound. Not only are termite-damaged homes unsafe to live in, but they also lose
For many Americans, buying a house seems like a dream that is out of their reach if they don’t have a lot of money saved or have a high income level. Most people under the age of 35 have a median savings of $5,400, which is usually set aside for their emergency fund. Fortunately, you can still buy a house if you are working on your down paym
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