If I buy now at a high interest rate how soon can I refi?

Yes, you can refinance. You can refi 6 months after buying the home. I wouldnt wait on rates to buy a home . Buy whenever you are truly ready. I think prices will continue to increase depending on the area.

Corri, Great question. Yes you may refi your loan. Many buyers are asking sellers to help them purchase with an interest rate buy down closing cost contribution. This would allow you to purchase now and be able to refi later down the road when the rates drop, hopefully. All we know right now, is that the rates are still solid, and prices are not really falling in most areas. Wish you all the best

If you work with an agent in your area you will get a more accurate answer. For now, in my area there are some lenders that will let you know it would be about 6-12 mos. minimum. That being said make sure what type of loan you took out and what the terms are. Every case is different.

Interest rates fluctuate daily. Some lenders have no minimum amount of time you must be in your home to refinance. In fact some lenders will reduce your rate just by calling your mortgage company and filling out a few forms. This can save you tremendous amounts of time and money.