I want to sell my home but it wasn’t professionally built?
The home is an owner built home. No professional builder was involved. Everything was done by the owner who was not a licensed or skilled contractor. How does the market value these homes? Would it qualify for financing or cash only? Do I have to sell it As-is and/or disclose it as an owner built home?
Asked By Rhen H | Anderson, SC | 459 views | Selling | Updated 1 year ago
That’s okay! Many Florida homes, especially older ones, weren’t built by large developers. What matters is safety, functionality, and transparency. Before listing, schedule an inspection to uncover any issues you might want to fix or disclose. You can still sell confidently with the right pricing strategy and a solid marketing plan that focuses on your home’s strengths.
The real question is -- is it professional built or shoddy workmanship? A Buyer will have a home inspection and any deficiencies may be found if it was a handyman special. If permits were not taken out for the construction -- that too can create issues for the sale. How did you purchase the house (cash or a loan) and was it evident when you bought it that it was not built by a professional builder? There are many people that are skilled in construction -- yet do not have a contractors license. All will need to be disclosed. Disclose ahead of time to avoid litigation in the future.
It really depends on the state laws that you are in. On the county website, look up your property that is listed as a house or as an empty lot. Personally, I would hire an appraiser and base the selling price on that.
If you are hoping to buy a house, you likely have a budget in mind. Hopefully, that budget includes fees that come with the process, not just the purchase price. The good news for buyers is that they aren't directly responsible for paying their agent. Agent fees usually fall on the seller.