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116 questions found
Will refinancing help lower my mortgage payment?
Our financial situation has changed and we're now struggling to make our mortgage payment. We're about 10 years into a 30 year loan. Interest rate is something like 4.7% If we refinance, will that lower our mortage payment?
Asked by Walter | Cleveland, OH | 10-15-2025 | 260 Views | Finance & Legal Info | Updated 6 months ago
Best way to get a financial gift when buying a home?
We have family that want to help us buy our first home. We were pre-approved and the lender said something about financial gifts and kind of seemed like we can't get them?? We're confused on the rules. It would be a big help to have this money towards our downpayment. So, what's the best way for us to receive this money when buying a home?
Asked by Maggie | Scottsdale, AZ | 09-25-2025 | 534 Views | Finance & Legal Info | Updated 6 months ago
Can a family member pay my mortgage buydown?
We're trying to buy our first house. A family member offered to pay for a temporary mortgage buydown. It would be about $17K for the buydown. Are we allowed to have them pay the mortgage buydown? They're not on the mortgage and I know there's weird rules about getting financial gifts and buying a hosue.
Asked by Maggie | Scottsdale, AZ | 09-25-2025 | 422 Views | Finance & Legal Info | Updated 6 months ago
What is right of first refusal?
What exactaly is right of first refusal? If it was written into a lease does that give them the power to buy the house? What if the owner passed away, do the children have priority to inherit the house? If the children have authority to inherit the house, how does this work?
Asked by Devon | Sacramento, CA | 09-24-2025 | 1,478 Views | Finance & Legal Info | Updated 6 months ago
Do I have to pay sales tax when I buy a home,If so what is ?
Please tell me what I need to pay for taxes if I buy a home for $70,000
Asked by Mark | DeLand, FL | 08-23-2025 | 1,601 Views | Finance & Legal Info | Updated 7 months ago
Is the seller responsible for a major expense ?
You pick up keys and enter home. In the process you find the Air and heat system are debunked and will take 10,000 dollars to replace. Is the seller liabile to replace the unit. paid $500,000 for home
Asked by MARY | Salem, OR | 08-21-2025 | 1,623 Views | Finance & Legal Info | Updated 8 months ago
Are easements placed between properties from front to back?
My neighbor is claiming there’s an easement between our properties in the backyard area.rn That the HOA said exist between all properties in the subdivision. He also stated that my fence which is 3 ft from my property line suppose to be 5 ft from my property line
Asked by Stephanie Powell | Jonesboro, GA | 08-08-2025 | 1,857 Views | Finance & Legal Info | Updated 8 months ago
Can I get a loan without escrow?
I don't like that my loan automatically has this forced escrow account. Can't I just pay my property taxes myself? I'd rather I kept all that money myself so that I can get interest on it rather than just put it in the account that my mortgage company has and it sits there.
Asked by Peter | Peoria, IL | 03-24-2025 | 874 Views | Finance & Legal Info | Updated 1 year ago
Can I afford a $500,000 house?
How do I figure out if I can afford a $500,000 house? I'm pre-approved for that, but I don't know if it's really within my monthly budget. I'll put 20% down. How do I determine a manageable budget based on my income and current expenses?
Asked by Adam | San Antonio, TX | 03-10-2025 | 922 Views | Finance & Legal Info | Updated 1 year ago
What are ways to save money on a mortgage?
Are there ways to get a lower interest rate on a mortgage? Or to save money somehow? I've seen posts about this, but I don't know what to do, say, or how to ask the right questions.
Asked by Charlie | Bentonville, AR | 02-12-2025 | 712 Views | Finance & Legal Info | Updated 1 year ago
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