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Finance & Legal Info

116 questions found

How do I get a home out of foreclosure?

How do I get a home out of foreclosure? How long does it take? What are the steps? Do I need an attorney or real estate agent?

Asked by Thad | San Diego, CA | 02-05-2025 | 1,033 Views | Finance & Legal Info | Updated 1 year ago

Am I responsible for paying debts?

My dad unexpectedly passed away. He was behind on his mortgage and all of his bills. Am I expected to come up with the money to pay all of this? I don't have the money to pay for everything he owes. What do I do?

Asked by Sunny | Portland, OR | 01-13-2025 | 477 Views | Finance & Legal Info | Updated 1 year ago

The state wants to buy my house?

The state wants to buy my house, but I don't want to move. Do I have to sell it to them? I also think I could get more for my house than what the state is offering me. Do I use a real estate agent to negotiate for me? Or do I get a lawyer? It doesn't seem right that they can just take my house and lowball me.

Asked by Barrett | i don't know, FL | 01-06-2025 | 478 Views | Finance & Legal Info | Updated 1 year ago

Insurance went way up can’t afford it?

My home insurance went up $300/month. It’s so unexpected and out of my budget. Now I can’t afford my house payments. What are my options? I really don’t want to sell, but am I forced to since I can’t afford this?

Asked by Maria | Tampa, FL | 12-30-2024 | 681 Views | Finance & Legal Info | Updated 1 year ago

Buying single family recent fire damge?

I want to purchase a property that was recently in a kitchen fire how do I purchase and get money for rehab ?

Asked by BARRY Standard | Sacramento, FL | 12-13-2024 | 817 Views | Finance & Legal Info | Updated 1 year ago

Have a lien on my house need to sell ?

House needs remodeling so I can get top dollar or I will lose hundreds of thousands sell as is for 500,000 remodeled its worth close to 1 million

Asked by Leo Roache | Boston, FL | 12-03-2024 | 363 Views | Finance & Legal Info | Updated 1 year ago

Can you purchase land with a credit card?

We found a plot of land that we like. We can cover most of the cost, but have about $20K that we need to finance. Instead of going through the bank and a mortgage, we're thinking of simply putting it on a credit card that we'll try to aggressively pay off. There's options for low interest cards for the first year, and that may benefit us. Is this even possible though?

Asked by Gary | Somerville, TN | 11-13-2024 | 1,442 Views | Finance & Legal Info | Updated 1 year ago

Is a loan from a seller a bad idea?

Is a loan from a seller a bad idea? The seller is offering a loan as part of the deal. The interest rate is below what I could get from a bank, but I'm worried about a shady deal.

Asked by Meri | San Diego, CA | 11-06-2024 | 506 Views | Finance & Legal Info | Updated 1 year ago

Can an agent enforce payment of non mandatory POA dues?

My community has a POA. Our covenants have no mandatory dues written or listed anywhere in them. Our POA board interchanges the use of HOA/POA terminology to illicit mandatory dues from property owners selling their homes and land. The POA a few years back hired a property management company who were also real estate agents to manage the financial side of the association. In doing so they were given a set of bylaws stating the association had mandatory dues. These bylaws did not align themselves to our covenants. Anyone not paying those annual dues were told they would have to pay when selling their property at closing. The management company shared this information with all the other realtor groups in the county. Also, informing title companies there was a transfer fee to be paid by seller at time of closing. If the seller refused to pay any " outstanding" fees the sale of property could /would be jeopardized and risked the sale not going through. This situation is illegal, the covenants do not subscribe to mandatory fees of any description in the entirety of the document, and therfore real estate companies have no right to enforce this and should stop demanding this from sellers. How can we stop real-estate agents giving potential buyers false information about mandatory dues and transfer fees, and forcing sellers to pay for fees that are not mandatory?

Asked by Fiona Vaughan | Sevierville, TN | 10-21-2024 | 425 Views | Finance & Legal Info | Updated 1 year ago

Is an ARM loan risky?

Is an ARM loan risky? I'm considering taking out an ARM loan at a lower interest rate with the hope of refinancing before the rate increases. Is this a good idea to save money on interest now while the rates are high? Or is it too risky?

Asked by Brad | Bozeman, MT | 10-21-2024 | 542 Views | Finance & Legal Info | Updated 1 year ago