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What are the requirements for getting a jumbo mortgage in a high-cost housing market?

We are relocating to the Bay Area for work and the housing prices are much higher than we are used to in Ohio. It looks like most of the homes we want will require a jumbo loan. I heard that lenders are much stricter with these types of mortgages. Do we need a massive down payment, or are there lenders who work with buyers relocating to expensive areas?

Asked by Linda | 05-07-2026 | 90 Views | Green Housing | Updated 5 months ago

8 Answers

How can I determine the value of my single-wide mobile home?

I have a single-wide mobile home with 1 bedroom and 2 bathrooms. How can I find out how much it is worth?

10 Answers

1275 June Ave SE

Selling price

3 Answers

Can I sell house if my ex-wife name still on the paper?

Me and wife get divorce 5 years ago. Judge say house is mine. I want to sell now but the title company say I need her signature. She live in different country and won't answer her phone. Can I sell anyway because of judge paper?

12 Answers

HOA saying I can't have my work truck in driveway

I just moved into a townhouse and the HOA sent me a letter saying I can't park my work truck in the driveway. It's too big for me to fit in the garage and I don't have an option to leave it somewhere else. What can I do?

13 Answers

tax certificates ?

interested ion buying tax certificates or deeds from court sales all property

6 Answers

Builder and fixer upper property?

I am looking to sell two properties one is land to builder and other is fixer upper in north royalton,ohio , looking for a good agent that can help to sell both or anyone asap

7 Answers

I paid my realtor money to help fix my credit?

I paid my realtor money to help fix my credit last year in October 2022. Fast forward 7 months later there has been no change in my credit score and now my realtor is not responding to calls emails and text messages. I'm not sure what to do next as I am out this money I paid as my bank will not dispute the transaction due to it being past the dispute expiration date.

10 Answers

Can you recommend an appraisor?

In divorce process & attorney requires an appraisal on the house & fee..

6 Answers

Please help me ?

PLEASE help I recently have signed a contract selling my property for 40,000 however I now see that the house is appraising at 400,000 I want to excerise my kick out clause because I am terrified that I lost a tremendous amount of money in this sale I have not recieved any money on this deal yet but am desperatly seeking consuel

14 Answers