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Is spring actually the best time to sell a house, or should I list it this winter?

We live in the Midwest, so our winters get pretty snowy and cold. I've always heard that spring is the gold standard for listing a property. However, we are ready to move now and I'm wondering if listing in December or January means less competition. Will buyers even come to open houses in the snow?

Asked by Li | 05-14-2026 | 206 Views | Selling | Updated 5 months ago

14 Answers

Should we wait for mortgage rates to drop before selling our current home?

My husband and I want to upsize because our family is growing, but we are locked into a great rate on our current place. We are worried that high rates mean fewer buyers will be able to afford our house if we sell right now. Does it make more sense to hold off for another year, or is buyer demand still strong enough to sell quickly?

Asked by Trudy G | 05-14-2026 | 177 Views | Selling | Updated 5 months ago

14 Answers

Is it too late to switch mortgage lenders after I've already received a pre-approval?

I got pre-approved by a big national bank a few weeks ago, but a local credit union just offered me a much better interest rate. I haven't put an offer on a house yet, but I'm worried that starting over with a new lender will mean another hard credit pull. Will switching lenders delay my home search or significantly drop my credit score?

Asked by Ibrahim | 05-14-2026 | 151 Views | Home Loans | Updated 5 months ago

11 Answers

Can I get a mortgage with only 3% down if I have a strong income but low savings?

My husband and I recently graduated and started great jobs in Seattle, but the rent is killing our ability to save a massive lump sum. We have excellent credit scores and make good money, just not a lot of cash in the bank right now. Are there conventional loan options that allow for a very low down payment in high-cost areas?

9 Answers

How can I buy a house with no money down I am a senior citizen

I am a senior citizen or disabled. I am only fixed income low income and it's hard for me to provide the high cost for rent

10 Answers

I want to buy a cheap place under2000

Abandoned or back taxes today

6 Answers

Why closing costs can I add to my basis?

Making sure nothing is missed when calculating my basis

5 Answers

How do I choose between a local mortgage broker and a large national bank for my first home loan?

I am a first-time homebuyer looking to purchase a property in a highly competitive market here in Texas. I've heard that sellers prefer working with local lenders because they can close faster, but my current national bank has a first-time buyer program that looks very appealing. I want to make sure my pre-approval letter is taken seriously by listing agents. What are the pros and cons of using a broker versus a big bank in a fast-paced market?

Asked by Olga | 05-12-2026 | 156 Views | Home Loans | Updated 5 months ago

15 Answers

I got an eviction notice and need help

My landlord sold the building on 5/7 and he wants payments dating on 5/1. I said my agreement was due on n the 1st of June. He just gave me a 10 day notice to move. Is this legal? He's also evicting all apartments to redo everything and up the rent to new renters. Is this legal?

8 Answers