How do I get an appraisal on my house?

Appraisal as a buyer:  When purchasing a home, the loan officer will order an appraisal.  The cost of the appraisal process is incurred by the buyer and included in the closing costs.  In order for the loan to be process, an appraisal is required.  

Appraisal as a cash buyer: It is not necessary to get an appraisal as a cash buyer, since you are not taking out a loan.  However, it is recommended that you get an appraisal so that what you’re paying for the home is in line with the market value.  

Appraisal as a seller:  As a seller, keep in mind the factors that can affect the appraisal.  It’s beneficial for the appraisal to put your home in the best light and have it cleaned as you would for a showing.  

Appraisal when refinancing:  If you’re refinancing, the loan officer will order an appraisal.  The cost of the appraisal is rolled into the closing costs for refinancing.  

Appraisal for your knowledge: If you’re curious about your home value or wanting to know the value of your property before you sell, you can order an appraisal.  However, if you’re serious about selling, your real estate agent will also provide a home valuation based on comparable homes in your area.