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Buying

554 questions found

Is it true buyers lie about their down payment to win deals?

ok so my neighbor told me to just offer 50% down on my bid then tell my lender i only got 10% once its accepted and itll be fine?? that cant be real right, lenders check this stuff dont they, im not trying to commit fraud here i just want to know if this is actually a thing people do or if hes full of it.

Asked by Marcus D. | Tulsa, OK | 09-09-2026 | 36 Views | Buying | Updated 1 month ago

Can I list my house with an unpermitted bedroom conversion?

we converted part of our family room into a 4th bedroom about 18 years ago and never pulled a permit and now were getting ready to list and im worried buyers or their lenders will have a problem with it and im not sure if we need to disclose it get it permitted retroactively or just price it as if that room doesnt officially exist

Asked by Foster N. | Spokane, WA | 09-07-2026 | 57 Views | Buying | Updated 1 month ago

How much of a premium do privacy and lot size really add?

I toured a house with almost half an acre, a forest preserve out back, and only one neighbor, in an otherwise ordinary subdivision where everyone else is on tiny lots. I keep wondering how much buyers actually pay extra for privacy and space like that versus a similar-sized house a few blocks over without it, since comps are nearly impossible to find.

Asked by Grant W. | Boulder, CO | 09-06-2026 | 43 Views | Buying | Updated 1 month ago

Why would a lender prefer a gift of equity over my VA loan?

I'm buying my grandfather's house for 265k, which is way under its 930k appraised value, and I was already approved for a VA loan when the family's realtor told me to switch to a conventional loan with a gift of equity instead. I don't really understand what that means or why it would be the better move over just using the VA loan I already qualify for.

Asked by Yusuf K. | Champaign, IL | 09-06-2026 | 40 Views | Buying | Updated 1 month ago

does a manufactured home hold its resale value like a regular house

im looking at buying a manufactured home instead of a regular house to save money. does it hold its value okay or will it be hard to sell later

Asked by Bianca L. | Laramie, WY | 09-06-2026 | 38 Views | Buying | Updated 1 month ago

Is it normal for a mortgage servicer to reorder my extra principal payments?

Every month my extra principal payment shows up on time on the 1st but my servicer reorders it to process after my regular payment, so it ends up costing me a little in interest every single month and I want to know if thats a normal, allowed practice or something I should push back on.

Asked by Ondine V. | Green Bay | 09-05-2026 | 13 Views | Buying | Updated 1 month ago

What can I actually do about a negligent realtor who's costing me thousands?

I sold my house in NY back in July and closing keeps getting pushed. Found out this week the buyers switched lenders and my realtor never even told me, then it turned out the municipal search wasnt ordered for weeks even though she swore it was in process. Now Im paying $150 a day holding costs on the new build Im waiting to move into and my attorney wont return calls either. Is there anything I can actually do to recoup this?

Asked by Meredith S. | Poughkeepsie, NY | 09-05-2026 | 25 Views | Buying | Updated 1 month ago

What is the best way to ask for repairs after a home inspection reveals minor issues?

We just finished our home inspection on a bungalow in the Midwest, and while there aren't any major structural problems, there are several small items like a leaky faucet and some outdated electrical outlets. We really like the house but do not want to take on a long list of repairs immediately after moving in. Should we ask for a credit at closing or have the seller fix these specific items before we sign the final paperwork?

Asked by George | 09-05-2026 | 23 Views | Buying | Updated 1 month ago

Is it worth paying a premium for a home in a top-tier school district if I don't have children?

I am looking at homes in a competitive market where properties in the best school districts command a significantly higher price. I don't plan on having kids, but I've heard that school rankings are one of the biggest drivers of property value stability. I'm trying to figure out if the higher property taxes and initial purchase price are worth it for the protection against potential market downturns.

Asked by Trudy G | 09-04-2026 | 32 Views | Buying | Updated 1 month ago

Am I responsible for personal items left behind after closing?

i sold my house and left an old shower door and some drawers in the basement i knew i should have tossed them but didnt think it was a big deal my realtor texted me the morning of closing asking if someone could grab them last minute am i on the hook for this

Asked by Fenwick R. | Frederick | 09-02-2026 | 49 Views | Buying | Updated 1 month ago