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Buying

554 questions found

What actually counts as a dealbreaker at a final walkthrough?

Ive got my final walkthrough coming up before closing and I know Im supposed to check that everything agreed on is still there and nothing's damaged, but I honestly dont know what counts as a minor issue versus something serious enough to stop closing. What should I actually be looking for, and wheres the line between nitpicking and a real problem?

Asked by Odette R. | Anchorage, AK | 08-24-2026 | 31 Views | Buying | Updated 2 months ago

i want to buy a mobile home but not sure if it hold its value or is hard to sell later

i want to buy a mobile home but not sure if it hold its value or is hard to sell later, is that a bad idea money wise or is it fine

Asked by Willa M. | Eugene, OR | 08-23-2026 | 26 Views | Buying | Updated 2 months ago

How do I tell my buyer's agent I'm not using her to sell my current house?

I just got an accepted offer on a new house, which means I need to sell my current one, but I am not using my buyer's agent for that, she's a friend, our husbands golf together, and she helped us find our last two houses too. I'm not thrilled with how she's handled the buying side this time, missed calls, slow paperwork, and I already know she'll be hurt. Do I tell her and her husband together, or just call her directly and rip the band-aid off?

Asked by Delphine R. | Huntsville, AL | 08-23-2026 | 52 Views | Buying | Updated 2 months ago

Why is my property tax estimate more than double what the sellers are paying on the same house?

Under contract on a place in Boynton, $585k, closing next month. The current owners pay about $4,100 a year in taxes and I assumed we'd be in that ballpark. Lender's estimate came back at almost $9,800 and I thought it was a mistake.nnI think it's because they've owned since 2011 and have that cap, and ours resets to full market value when we close? Nobody mentioned this to us until the estimate showed up.nnIs $9,800 actually realistic for Boynton at that price, and how do I get the real number instead of the lender's guess? Also does the homestead exemption kick in the year we close or the year after?

Asked by Michael | Boynton Beach, FL | 08-21-2026 | 62 Views | Buying | Updated 2 months ago

Im looking for a loan for a manufactured home

Hi i am looking to buy a manufactured house in a 55+ community in port orange Fla. The name of the community is maplewood estates and I am approved for a unit that was totally renovated. The purchase price is $82,500 and I am putting $50,000 down and I am looking to take a $25,000 loan. Thank you

Asked by Tracy Mako | PT ORANGE, FL | 08-21-2026 | 29 Views | Buying | Updated 2 months ago

Will my DTI actually work if I assume my ex's mortgage after our divorce?

so i just got my divorce papers and im trying to assume the mortgage and get my ex off it. payment is kinda a lot for my income but manageable, and i got roommates paying me an extra 2700 a month i didnt count yet. does DTI ever let roommate money count or am i stuck qualifying without it

Asked by Wesley K. | Cedar Falls, IA | 08-22-2026 | 33 Views | Buying | Updated 2 months ago

Is it smart to waive the inspection contingency in a hot market?

Comps are moving fast and my agent says a lot of buyers are skipping the inspection contingency to compete. Is that actually a normal risk to take or a bad idea?

Asked by Quinn T. | Green Bay, WI | 08-21-2026 | 37 Views | Buying | Updated 2 months ago

How do we figure out a fair buyout price for my fiancee's brother's share of the house?

My fiancee owns 50% of her family's house, her brother owns 49%, and their aunt has the remaining 1%. Theres still about 420k left on the mortgage at a really good rate under 4%, and the house is worth somewhere between 550k and 650k. Her brother's been living there rent free for a while and doesnt want to sell because hes convinced prices are going up, but we want to buy him out so we can actually move in and stop paying our own rent on top of covering half his mortgage. Our mortgage broker mentioned using a higher hypothetical value to compensate him for giving up future appreciation instead of just going off todays number, and now Im stuck trying to figure out if thats actually fair or if were about to way overpay a guy who doesnt even want to sell in the first place. Theres also the aunts 1% to deal with and honestly nobody in the family agrees on anything so I dont even know where to start untangling all of this.

Asked by Isla D. | Provo, UT | 08-21-2026 | 32 Views | Buying | Updated 2 months ago

Do we really need a licensed contractor for small inspection fixes before closing?

Were set to close on our house this Friday and the inspection turned up a handful of small things, a couple outlets that need GFCI protection, a cracked subfloor joist, missing hangers, a broken window pane, and a leaky faucet. Nothing major, but the buyers specifically asked that a licensed contractor handle all of it instead of us just fixing it ourselves. Feels like overkill for stuff this minor. Is that a normal ask, or can we push back and just get it done ourselves before Friday?

Asked by Renata S. | Baton Rouge, LA | 08-20-2026 | 41 Views | Buying | Updated 2 months ago

What are the downsides of buying in cash then taking ourselves off the deed?

Were planning to pay cash for a house in California in this competitive market, with our daughter and her husband added to the title right alongside us at first. The idea is that right after closing theyd get a mortgage and pay us back everything except whatever were planning to gift them toward their down payment. Then wed come off the deed and it would just be their house. The professional advice we got was that they buy the house, our portion gets listed as a gift in the offer, we put a lien on the property to secure it, and they get a mortgage to pay off that lien within 2 to 3 weeks of closing. It sounds workable on paper but I keep wondering what could go wrong with a setup like that. What are the actual downsides compared to just gifting the down payment amount upfront instead?

Asked by Yolanda P. | Fresno, CA | 08-20-2026 | 35 Views | Buying | Updated 2 months ago