Advice Topic:
Buying

Ask An Agent

Get answers from licensed real estate agents on buying, selling, loans, appraisals, contracts, and market trends.

Post a Question

Buying

554 questions found

Why do two agents I'm interviewing disagree about listing before or after Labor Day?

Ok so we're interviewing agents to list and one says wait until after Labor Day or we'll lose buyer traffic over the holiday weekend. The other says it doesn't matter and people still look at houses. Which is it?? I dont want to sit on this another week for no reason if it doesnt actually matter.

Asked by Bridget O. | Savannah, GA | 08-26-2026 | 55 Views | Buying | Updated 2 months ago

Do I have to tell my lender I lost my job after being approved for my mortgage?

so i got approved for a mortgage and signed all the paperwork and then lost my job the very next day and closing is only three weeks away and i keep reading they do a final employment check before funding and i dont know if i have to say something now or just wait and see what happens during that verification

Asked by Ezra T. | Eugene, OR | 08-26-2026 | 73 Views | Buying | Updated 2 months ago

What are the most important interior layout features to look for when touring a potential home?

We've visited several open houses recently, and while the finishes look great, we're worried about missing functional issues. For example, some homes have the laundry room on the second floor while others have it in the basement, and some have very open floor plans while others are more traditional. What should we be testing or looking for during a 20-minute walkthrough to ensure the house actually works?

Asked by Christine | 08-25-2026 | 36 Views | Buying | Updated 2 months ago

Is it normal for a lender to require chimney repairs after the appraisal?

We accepted an offer below asking because the buyers waived inspections, but now the lender is requiring us to rebuild part of the chimney after the appraiser flagged some peeling paint. Has anyone dealt with a lender adding this kind of repair requirement this late in the process, and is it something we can push back on?

Asked by Lucas M. | Providence, RI | 08-25-2026 | 50 Views | Buying | Updated 2 months ago

What should I negotiate before granting a permanent utility easement?

A utility company wants a permanent 20 foot wide easement across the front of my property for new lines, and before I sign anything I want to know what I should actually be asking for or negotiating, like compensation, restoration terms, or limits on future digging, instead of just agreeing or flatly refusing.

Asked by Foster K. | Chattanooga, TN | 08-25-2026 | 44 Views | Buying | Updated 2 months ago

What does Non-QM underwriting actually focus on for self-employed borrowers?

Im self employed and going Non-QM for a new build. What do underwriters usually focus on, bank deposits or the income on paper, and how much does credit score actually move the rate?

Asked by Anton V. | Fresno, CA | 08-25-2026 | 43 Views | Buying | Updated 2 months ago

my hoa hit us with a $4000 special assessment out of nowhere and half the neighbors said they never even voted on it, is

my hoa hit us with a $4000 special assessment out of nowhere and half the neighbors said they never even voted on it, is that even allowed or can we fight it

Asked by Celeste B. | Green Bay, WI | 08-25-2026 | 31 Views | Buying | Updated 2 months ago

How do I get hud agent so try buy hud house

Want buy house from Hud Homes USA

Asked by Misty Holcomb | 47362 | 08-24-2026 | 33 Views | Buying | Updated 2 months ago

Can my S-corp P&L get me approved without filing this year's taxes?

Im a W2 employee but also 70% shareholder in an S-corp that averaged about 90k in profit this year. My total income last year was 112k but we havent filed this years taxes yet. My sister and I want to get pre approved together for a 1.23 million dollar home, shes got about 50k in income but also has a decent car payment eating into that. We have 20% down. Is it actually possible to get approved and funded just using the P&L, or does the lender need us to file this years return first to count any of that s-corp income?

Asked by Dominic R. | Fargo, ND | 08-24-2026 | 33 Views | Buying | Updated 2 months ago

Does switching to 1099 now wreck our chances of buying next year?

Ok so I'm a therapist and I want to go 1099 for a bunch of reasons I dont have time to get into. Were hoping to buy a house next fall, my husband's got a full time trucking job and Ive got a part time W2 gig too, together maybe 50-70k. Everyone keeps telling me lenders need two FULL years of 1099 income before theyll even look at it, which feels insane. So if I switch now does that basically torch our timeline, or is there some workaround nobody's telling me about?

Asked by Beckett M. | Tulsa, OK | 08-24-2026 | 36 Views | Buying | Updated 2 months ago