×

Go Back

Advice Topics

Top Contributors (View All)

Find a Top Real Estate Agent Near You

Search Now

When should I get pre-approved for a mortgage?

Hi. I've heard that I need to get pre-approved for mortgage before I get a house. But when do I get pre-approved for a mortgage? How long before I start looking for a home do I need to start pre-approval? Or can I get pre-approved while looking for a home?
Asked By Santiago | Tempe, AZ | 48 views | Buying | Created 1 month ago
Answer(1)
Sort By:
profile img
Novice
3 Answers
DeAnn Brenneman

Berkshire Hathaway HomeServices RW Towne Realty

(136)

Great question!
You can get pre-approved while you’re casually looking at homes, but it’s best to have it in place before you get serious about touring or writing offers. Sellers almost always require a pre-approval to accept a contract, and having one ready keeps you from missing out.
A pre-approval usually lasts about 60–90 days. The ideal time is when you think you may buy within the next 3-6months, which gives you clarity on your budget and time to address anything the lender may flag. Best of luck on your home buying journey!

Are you ready to find a top agent near you?

Browse profiles of the highest ranked agents in your area and find one that meets your specific needs.

Search

Related Questions

Search for Agents by Top U.S Cities
Search for Agents by States
Search for Company by States