We've decided to sell but I have no idea what I should do first. Do i talk to a contractor and get everything updated and fixed first? Do i have to get pictures taken on my own? Do I talk to the bank because we have a mortgage? We haven't even looked at other houses yet so I don't know where we are moving.
Asked by Kirk B | Tulsa, OK| 03-12-2026| 146 views|Selling|Updated 1 month ago
Your first call should be to a local real estate agent, before the contractor, before the bank, before anything else. A good agent will walk through your home, tell you what's actually worth fixing and what isn't, give you a realistic price range, and help you understand what you'll net after paying off your mortgage. That one conversation answers most of your questions for free.
Don't spend money on updates until you know what the market wants. A lot of sellers over-improve things that buyers don't care about and skip the things that actually move the needle. Your agent will know the difference. Photos, staging, and marketing all get handled as part of the listing process too, so you don't need to organize any of that on your own.
As for not knowing where you're moving yet, that's completely normal and your agent can help you think through the timing. Most sellers shop for their next home while their current one is on the market, and your agent can coordinate both sides or connect you with someone who can.
📌 What’s My First Step When Selling My House?
The first step is not calling a contractor, picking paint colors, or panicking about where you’re moving. Your real first step is simple:
👉 Talk to a top local listing agent before you do anything else.
A good agent will save you money, time, and stress by telling you exactly what matters — and what doesn’t.
🏡 Step 1: Get a Listing Consultation (Free + No Obligation)
A seasoned agent will walk through your home and tell you:
- What actually needs to be fixed
- What’s a waste of money
- What buyers in your price point expect
- What updates give the highest return
- What your home is worth today
This prevents you from spending thousands on the wrong things.
🛠️ Step 2: Do NOT Call Contractors Yet
Most sellers overspend because they guess.
A listing agent will help you prioritize:
- High‑ROI updates (paint, lighting, curb appeal)
- Low‑cost fixes that make a big impact
- What you can skip entirely
Contractors come after you have a strategy — not before.
📸 Step 3: You Don’t Take Your Own Photos
Professional photography is always handled by your agent.
You shouldn’t spend a dollar or lift a finger here.
🏦 Step 4: You Don’t Need to Call Your Bank (Yet)
You don’t need permission to sell.
Your agent will:
- Order your mortgage payoff
- Calculate your net proceeds
- Coordinate everything with the title company
You only contact your bank if you’re behind on payments or in a special loan program.
🚚 Step 5: You Don’t Need to Know Where You’re Moving Yet
This is extremely common.
You can:
- Sell with a rent‑back
- Make your sale contingent on finding a home
- Get pre‑approved and shop once you’re under contract
- Move into temporary housing if needed
Your agent will help you map out the safest path.
🧭 What You Should Do Right Now
A seasoned seller starts with:
- Listing consultation (your roadmap)
- Pre‑listing prep plan (what to fix, clean, update)
- Timeline + moving strategy
- Pricing + market analysis
Everything else flows from that.
🎯 Bottom Line
Your first step is hiring the right agent — not fixing the house, not calling the bank, and not figuring out your next home.
A good agent will guide every step, prevent unnecessary spending, and build a plan that gets you sold smoothly and profitably.
This is a very common question, and you’re not alone in feeling unsure about where to start. The good news is that you don’t have to figure everything out on your own before selling.
The first step is actually talking with a real estate professional to create a plan, not calling contractors or scheduling photos.
Many homeowners assume they need to fix everything before listing, but that’s often not necessary and sometimes can even lead to spending money on the wrong improvements.
Here’s how the process typically starts.
1. Determine your home’s current market value
A real estate agent can prepare a comparative market analysis (CMA) using recent nearby sales. This helps estimate what your home could realistically sell for in today’s market.
2. Review your estimated net proceeds
Once you know the potential price, the next step is understanding your numbers. Your agent can estimate how much you may walk away with after paying off the mortgage, closing costs, and commissions.
3. Identify which improvements actually matter
Not every repair or upgrade adds value. Sometimes simple things like decluttering, small touch-ups, or light staging make a bigger difference than major renovations. A good agent will help you prioritize improvements that have the best return.
4. Prepare the home for market
This is when professional photos are scheduled, the listing is created, and a marketing plan is put together. Typically your agent coordinates the photography and listing preparation.
5. Plan your next move
If you haven’t chosen where you’re moving yet, that’s completely normal. Many sellers explore their next home while their current home is on the market, and there are strategies that can help make that transition smoother.
Selling a home is really about having the right strategy from the beginning, rather than trying to prepare everything on your own.
As a REALTOR® working with homeowners across Utah, I often see that sellers who start with a simple planning conversation tend to save time, avoid unnecessary expenses, and ultimately sell their homes more smoothly.
This is a very common question, and many homeowners assume they need to start fixing things or calling contractors right away. In most cases, that’s not actually the first step.
The best place to start is with a clear plan and an understanding of your home’s value in the current market.
Here’s how the process usually begins.
1. Determine your home’s current market value
A real estate professional can prepare a comparative market analysis (CMA) using recent sales of similar homes nearby. This helps estimate what buyers may realistically pay in today’s market.
2. Understand your potential net proceeds
Once you know the likely price range, you can estimate how much you may walk away with after paying off the mortgage, closing costs, and other expenses. This helps you plan your next move.
3. Identify which improvements actually matter
Many sellers think they need major renovations before listing, but that’s often unnecessary. A knowledgeable agent can help you focus only on improvements that truly add value, which may be as simple as decluttering, minor repairs, or touch-ups.
4. Prepare the home for market
This is when professional photos are scheduled, the listing is created, and the marketing plan is put together. Typically your agent coordinates photography and listing preparation—you usually don’t need to arrange that on your own.
5. Plan your next move
It’s very common for sellers to list their current home before deciding exactly where they’ll move. There are strategies that can help manage that transition, including flexible closing timelines.
Selling a home tends to go much more smoothly when you start with a clear understanding of value, timing, and strategy, rather than trying to fix everything first.
It is completely normal to feel overwhelmed when you decide to sell. Most homeowners think they need to start with a long "to-do" list of repairs, photos, and bank meetings, but doing those things in the wrong order can actually cost you thousands of dollars in wasted time and effort.
In my experience with clients, the most successful sales happen when we work backward from the goal. Your actual first step is to find an experienced local real estate professional.
Here is why you should talk to an agent before doing anything else:
Don't "over-improve": I see this often.
The "Moving" Puzzle: You mentioned you don't know where you’re moving yet. This is where an expert broker is invaluable. They can help you coordinate a "contingent" sale or look into bridge options so you aren't left homeless or stuck with two mortgages. They deal with these "juggling acts" every single day.
Leave the marketing to the pros: You don't need to take your own photos! A high-quality listing agent will handle the professional photography and marketing as part of their service. Your job is just to get the house "camera-ready" based on their specific advice.
The Bank/Mortgage Piece: Your agent will work with a title company to get a "net sheet." This shows exactly what you’ll walk away with after your mortgage is paid off and closing costs are handled. You need this number before you start looking at your next home.
My Advice: Reach out to a an experienced local agent in your area of Oklahoma for a no-obligation consultation. They will walk through your home with you and create a custom roadmap so you only spend energy on things that actually help you sell.
If you’re not sure who to call, I’d be happy to send over a recommendation for a solid, local expert in your area who can help you get started on the right foot.
Tricia Jacobs
Managing Broker/REALTOR®
1. Get pre-qualified with a lender for your new home loan.
2. Start packing the things that you don't use or have an immediate need for.
3. While going through things get rid of what you don't need. Save those items for a garage sale, estate sale or donate.
4. Reach out to your local Realtor to get a list price on your home as well as more specifics on what should be done on your home before listing.
The first step is usually not repairs, photos, or calling the bank. The first step is speaking with a local real estate professional to understand your home’s position in the current market and create a plan before spending money or making changes.
Many homeowners assume they need to update everything before selling, but that isn’t always the case. Some improvements add value, while others don’t meaningfully affect the sale price. Without looking at the market first, it’s easy to spend money on things buyers may not even prioritize.
A good starting point is to review a few key things with a Realtor:
1. Understand your home’s current market value
A Realtor can review recent comparable sales, active listings, and current buyer demand to determine where your home would likely be positioned in today’s market.
2. Evaluate the condition of the home
Before calling contractors, it helps to identify which improvements actually matter. Sometimes small changes—paint, lighting, landscaping, or minor repairs—can make a bigger difference than major renovations.
3. Create a preparation and timing plan
A Realtor can help map out when to list, what preparation is worthwhile, and how the timing might coordinate with your next move.
Once that strategy is in place, the rest of the steps tend to fall into place:
Any recommended repairs or cosmetic improvements
Professional photography and marketing preparation
Reviewing your mortgage payoff amount with your lender or escrow
Planning the timing of your move and next purchase
You also don’t need to have your next home selected before starting this process. Many sellers begin by understanding their home’s value and timeline first, which helps them make clearer decisions about where they want to go next.
Selling a home tends to go much more smoothly when there is a clear plan in place from the beginning rather than trying to figure out each step along the way.
The first step is speaking with a local real estate agent before doing anything else.
Many homeowners assume they should start by fixing everything, hiring contractors, or calling the bank. In reality, a good agent will help you decide what is worth fixing and what is not, which can save you a lot of money.
When I meet with sellers, the first thing I usually do is review three key things:
• Current market value of the home based on recent comparable sales
• Simple improvements that may help the home show better without overspending
• Estimated proceeds so you know what you will walk away with after paying off the mortgage and closing costs
You do not need to contact the bank first. Your agent and the closing attorney or title company will request the mortgage payoff when the home goes under contract.
You also do not need professional photos yet. Those are typically arranged by the listing agent once the home is ready to go on the market.
Another important step many sellers overlook is understanding how selling your home affects your next move. A good agent can help you coordinate selling and buying so you do not feel rushed or stuck between homes.
I have worked with homeowners for many years, and the sellers who get the best results usually start with a strategy conversation before spending money on updates. Often the house needs far less work than people expect.
Start by interviewing one or two experienced agents in your area. A short consultation will give you a clear plan for the next steps. Good luck!
When selling your home, it's crucial to understand that pricing isn't uniform across a neighborhood. Homes sell for different prices per square foot for various reasons, so it's essential to evaluate your property's condition through the eyes of a potential buyer.
Consider the following:
Condition and Functionality: What is the overall state of your home? How functional is the layout?
Aesthetics and Repairs: Is there clutter? Are there obvious repairs needed, like paint touch-ups?
Updates: Is the home updated? How is the landscaping?
Positioning your home to attract a high-dollar offer is key. You want to operate from a position of knowledge and strength, not weakness. This involves studying current market trends, absorption rates, and recent sales in your area.
You have two main pricing strategies:
Price your home higher and hope for the best.
Price it at or just below market value to attract more buyers, increase showings, and potentially generate multiple offers, which gives you a stronger negotiating position.
I highly recommend interviewing a local real estate expert who understands the market and is a great marketer. It's also important to determine your mortgage payoff amount. When you speak with a real estate professional, make sure to cover all associated costs so you can clearly understand your net proceeds.
For some sellers, an "as-is" sale is preferable, leading to a faster transaction with fewer out-of-pocket expenses. Ultimately, it comes down to what's most important to you: selling quickly or selling for more money.
Hire a real estate expert you feel comfortable with, who understands these concepts and has the right experience in your marketplace.
our first step should be to contact a realtor before spending money on a contractor or making any calls to your bank. They'll walk through your home, tell you exactly which repairs are worth making, and handle professional photography as part of their service. Your mortgage requires no action on your part — it gets paid off automatically from your sale proceeds at closing. And not knowing where you're moving yet is completely normal. A good agent will help you time everything properly and explore options like contingent offers or a rent-back period so you're never left without a place to go.
Interview 2 or 3 agents, go over all your concerns and find out your different options. Finding out the true value of your home and seeing what you'll wind up netting is a great 1st step. Good luck.
Kirk, in a scenario where you are both selling and buying, your first step is to determine the value of your existing home, since the proceeds will likely factor into your budget for your next home. Find a couple of agents locally with good reviews and ask them for a market analysis. That should include four things: a detailed list of comparable properties, a list of suggested improvements, a suggested price for your home, a net sheet that details how much money you would likely walk away with after all fees, including your mortgage, are paid.
Talk to an Agent FIRST: Before you spend a dime on repairs, get a professional walkthrough. An agent will tell you which fixes actually add value and which are a waste of money. (Bonus: They handle the professional photos for you!)
Know Your Numbers: Check your mortgage payoff and get a "Seller’s Net Sheet." Knowing exactly what you’ll walk away with determines what you can afford for your next dream home.
Call me first. I am your local expert. I will sit and discuss your goals with you. We will work together to make this happen and coordinate everything. I will guide you through each and every step of the way. I hire a professional photographer. First thing, call me.
Take a breath — you’re actually in a very normal place. This is exactly where most sellers start.
Here’s the simple order of things:
**1. Talk to a Realtor first.**
A good Realtor will walk through your home and tell you **what’s actually worth fixing and what’s not.** Many sellers spend money on updates they’ll never get back. Your agent helps you avoid that.
**2. Don’t call contractors yet.**
Wait until the Realtor sees the house. Sometimes a little paint, cleaning, and decluttering is all you need.
**3. You don’t need to arrange photos.**
Your Realtor will handle professional photography, marketing, pricing, and getting the home on the market.
**4. You usually don’t need to call the bank.**
Your mortgage gets paid off automatically at closing from the sale proceeds.
**5. Not knowing where you’re moving yet is normal.**
Many people list first, then shop for their next home once they know their price range and timing.
**The first step is simply this:**
Have a Realtor come by, look at the house, and give you a plan. After that, everything else falls into place.
Great question—and you’re actually right at the perfect first step.
Before spending money on repairs, photos, or calling the bank, the best thing to do is meet with a local real estate professional for a quick home-selling consultation. I can walk through your home with you, discuss the current market, estimate what your home could sell for, and help you decide which (if any) repairs or updates would actually increase your value—and which ones you can skip.
You don’t need to schedule photos, contact the bank, or even know where you’re moving yet. Those are all things we handle together once we have a clear plan.
If you’d like, I’d be happy to stop by for a quick 20–30 minute walkthrough and answer all your questions so you know exactly what the next steps look like. No pressure at all—just information to help you plan.
Your first step should be reaching out to a realtor and have them come stop by your home to where they could do a market analysis and then analyze your situation to strategize your best steps in moving forward. All home situations are different so it’s essential you get a professional in there to be able to assist you
Hi Kirk B. I would find a Real Estate Broker who is familiar in your area. You can meet with them and they will help you format a plan on the "what's next list". A good broker will sit down with you, explain the process and help you each and every step of the way. Best to always seek the advise of a professional in the industry. I hope this helps and best wishes!