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1895 questions found

What devalues a house the most?

We're planning renovations on our older home. We'd like to customize them to what suits us, but wonder if we're overspending and it's not worth it. So, what would devalue the house the most?

Asked by Holly | Norfolk, VA | 02-23-2026 | 2,764 Views | Remodeling | Updated 2 weeks ago

I have children with disability. How can I get help on getting a home for me and my children?

Need information for housing for me and my children. My children have disability. I have three daughters that are on SSI. I cannot work. I was diagnosed with colon cancer stage 3 September 16, 2025 last.

Asked by Nina Deleon | Austin, TX | 10-05-2026 | 30 Views | Affordable Housing | Updated 2 weeks ago

How can I get help if there’s a breach of contract but can’t afford a lawyer

I’m paying $125,000 for house that had major hidden structural issues

Asked by James Fugett | 41129 | 10-06-2026 | 46 Views | Tips & Advice | Updated 2 weeks ago

How do investors protect themselves from the due-on-sale clause in a subject-to purchase?

I'm structuring a subject-to purchase where title will transfer to me while the seller's existing mortgage remains in place, and I understand this can technically trigger the lender's due-on-sale clause. What specific contract provisions or practices do lenders and attorneys typically recommend to minimize that risk, or to protect the buyer's position if the loan is ever called? I'd like to understand what language should actually be included in the purchase agreement.

Asked by Spencer K. | Tulsa, OK | 10-05-2026 | 53 Views | Buying | Updated 3 weeks ago

Should a subject-to buyer get a new insurance policy or stay on the seller's existing one?

After closing on a subject-to deal, im not sure if the seller should just keep their homeowners policy and add me as an additional insured, or if I should get my own policy that lists their lender as mortgagee. Which way actually protects both of us better once the house is in my name but the loan is still theirs?

Asked by Odalys R. | Columbus, OH | 10-05-2026 | 28 Views | Buying | Updated 3 weeks ago

Am I on the hook for appliances that broke after closing and were never part of the sale?

We left our old washer and dryer as a courtesy, it wasnt in the contract, and our agent confirmed with their agent it wasnt part of the sale. Now the washer and dryer broke and the buyers are texting us demanding we pay to fix or replace them. Its already their house, so am I actually obligated to do anything here?

Asked by Garrett M. | Spokane, WA | 10-05-2026 | 31 Views | Buying | Updated 3 weeks ago

How do we protect my fiancee's money if she pays for renovations on a house that's only in my name?

I bought my house solo a few years before I met my fiance and the mortgage is still only in my name. We're getting married next year and renovating the kitchen, bathrooms and floors, and she's offered around $80,000 toward it, which suddenly feels like a lot for her to put into a house she doesn't technically own. We're already doing a prenup for other reasons. What's a smart way to document or protect her contribution on paper?

Asked by Phoebe L. | Denver, CO | 10-05-2026 | 30 Views | Remodeling | Updated 3 weeks ago

We put a contract on a home with the contingent that our home sells

Hello, thanks for your input and help. We put an offer on a home, and our home has not sold yet. If our home doesn't sell, who pays for the appraisal on the home we put an offer on? If the home doesn't sell, do we get our earnest money check back in full? If it doesn't go through, can we get a new realtor and put an offer in on the same home right away? We feel like our realtor isn't really trying his best to sell our home.

Asked by Christine | Windsor, PA | 10-02-2026 | 33 Views | Buying | Updated 3 weeks ago

What is the commission for a house that sold for $545,000

How much selling commission do you get for a $545,000 home

Asked by Smithhart, harley | Stockton | 10-03-2026 | 36 Views | Finance & Legal Info | Updated 3 weeks ago

is an 8 percent rate on a no pmi professional mortgage program actually a good deal

found a house in Michigan priced at 165k which is about 80 percent of its fair value and i qualify for a professional mortgage program with 3 percent down and no pmi but theyre quoting me 8 percent with a 780 credit score and zero debt is that rate actually normal for a program like this or should i be shopping other lenders before i commit

Asked by Desmond T. | Saginaw, MI | 10-02-2026 | 38 Views | Buying | Updated 3 weeks ago