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Does selling our house at breakeven beat renting it out after we found a second mortgage we can't refinance around?

My ex and I just found a second mortgage neither of us remembers taking on, so the equity we expected to split is gone and neither of us can afford to refinance or buy the other out. Our lender and realtor both say selling now and breaking even is our best bet. Does that beat renting the house out instead?

9 Answers

What type insurance do we need?

My father has recently moved in with us so the house is vacant. We are planning on doing some cleanup estate sale and getting ready to sell which may take a while.

9 Answers

Should I take the loss and sell, or move back in and soundproof instead?

So I bought my house in 2022 when prices were at the top, and it turns out its in the flight path of a small airport I didnt know about till after I moved in. Had a tenant for 3 years but they just left, and now my agent wants to list it for less than I paid plus concessions, which sucks after all the money I put into HVAC, windows, and landscaping. Should I just take the loss and sell, or move back in and soundproof the place instead?

13 Answers

Would recording something against a parcel protect money I front before I legally own it?

A developer buying the lot next door agreed to sell me a strip of it once they close, but it cant be deeded to me for another 2-4 months because of a lot-line approval. They want me to front some of the purchase money now, and it wont be sitting in escrow. Would recording something against the parcel actually protect that money if the deal falls apart on their end?

6 Answers

can me and my friend split up the house we bought together?

me and my best friend bought a house together three years ago and now she wants to move but I dont. can we split it up somehow or does one of us have to buy the other out? I dont really know how this works.

10 Answers

Why did my escrow payment jump $400 a month?

My tax bill went up and now my lender says Im short in escrow and my payment jumped $400 a month to cover it. Nobody warned me this could happen and I dont understand why I have to eat the whole shortage in one year instead of it being spread out more. Is that even normal?

13 Answers