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Is it true buyers lie about their down payment to win deals?

ok so my neighbor told me to just offer 50% down on my bid then tell my lender i only got 10% once its accepted and itll be fine?? that cant be real right, lenders check this stuff dont they, im not trying to commit fraud here i just want to know if this is actually a thing people do or if hes full of it.

9 Answers

Would splitting my inherited double lot before selling add value?

I inherited my mother's house this year, along with the adjoining wooded lot it sits on, and I am planning to sell. Would the property be worth more if I split the two lots and sold them separately, or is it better to keep them together as a single listing?

10 Answers

Can I list my house with an unpermitted bedroom conversion?

we converted part of our family room into a 4th bedroom about 18 years ago and never pulled a permit and now were getting ready to list and im worried buyers or their lenders will have a problem with it and im not sure if we need to disclose it get it permitted retroactively or just price it as if that room doesnt officially exist

12 Answers

How can I sell my portion of a home?

Me and my kids mother own a home together. My name is not on the mortgage but it is on the deed.

8 Answers

Inherited rental property. Can I evict current tenant?

Inherited rental property . Can I evict current renters? Oshkosh Wisconsin

7 Answers

What’s a good credit score and down payment for a $250000 loan?

Buying land and building a home

7 Answers

Where should I start my mobile home price at

Two bedroom nTwo bath nLaundry roomnGas stovenNew Gas water heater nWood siding nNew windows nNew doorsnCentral ACn1974 model

12 Answers

Are new countertops worth it before selling a lower-tier home?

Ive spent the last few years fixing up my kitchen with new flooring, trim, and paint, but the countertops are still the same cheap laminate that came with the house. Will replacing them actually pay off at resale, or am I just polishing a home thats never going to compete with the nicer ones nearby? Trying to decide before I list.

15 Answers

Does requesting mortgage forbearance after a layoff hurt my credit?

I was recently laid off and am weighing forbearance on my mortgage versus continuing payments from savings. My loan is serviced by a national servicer, and I am current on all payments. If I remain current up to the point forbearance begins, is that request itself reported to the credit bureaus as derogatory?

8 Answers

my name is on the deed but not the mortgage and my sisters name is on the mortgage but not the deed. if we sell who actu

my name is on the deed but not the mortgage and my sisters name is on the mortgage but not the deed. if we sell the house who actually owns what and who gets paid first

11 Answers