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is it normal for a seller to wait till the deadline to respond to repairs

i signed my repair request addendum a week ago and the seller has until their deadline to respond and its all new to me so im not sure how this works i technically have time too to review whatever they send back but if they wait until the very last day will i even have a real chance to look it over before my own window closes or does that just eat into my time automatically

11 Answers

can i refinance by myself if my partner's credit is bad

okay so im trying to refinance my mortgage but the lender keeps saying my income alone isnt enough to qualify, and my partner wants to help but their credit score is like 580 which apparently tanks everything if we add them. is there some kind of workaround for this or are we just stuck paying the higher rate forever lol

8 Answers

im underwater on my mortgage but i still gotta sell is that even possible

i owe more than my house is worth right now but i need to move for a job and cant wait it out. can i still sell it or do i have to bring cash to closing just to get out

15 Answers

How much of a premium do privacy and lot size really add?

I toured a house with almost half an acre, a forest preserve out back, and only one neighbor, in an otherwise ordinary subdivision where everyone else is on tiny lots. I keep wondering how much buyers actually pay extra for privacy and space like that versus a similar-sized house a few blocks over without it, since comps are nearly impossible to find.

12 Answers

Are we unreasonable to only pay what we were approved for after a low appraisal?

Appraisal came in 9k under and now our agent wants us to meet the seller halfway. We're already paying full asking price and the seller won't budge either. Inspection was fine, everything was fine, now this. Are we actually being unreasonable here or is this just normal appraisal gap nonsense?

13 Answers

Why would a lender prefer a gift of equity over my VA loan?

I'm buying my grandfather's house for 265k, which is way under its 930k appraised value, and I was already approved for a VA loan when the family's realtor told me to switch to a conventional loan with a gift of equity instead. I don't really understand what that means or why it would be the better move over just using the VA loan I already qualify for.

9 Answers

does a manufactured home hold its resale value like a regular house

im looking at buying a manufactured home instead of a regular house to save money. does it hold its value okay or will it be hard to sell later

8 Answers

The letter that I mentioned that I received them wanting to give me $1,000 for 1/2 the house do rep

I got offered $1,000 for half of the property by it LLC attorney he's asking me to reply within 10 days or he'll take action and sue me for $2,500 because he paid $5,000 on taxes I have not even talked to this man so you did what you did upon his himself

5 Answers

Does asking full price kill my chances at inspection concessions?

Ok so my agents broker told her sellers wont give concessions if I offer full price bc that means im accepting the house as-is. Ive never heard that. Isnt it smarter to offer full price then ask for real fixes after inspection instead of lowballing up front?

11 Answers

Is it normal for a mortgage servicer to reorder my extra principal payments?

Every month my extra principal payment shows up on time on the 1st but my servicer reorders it to process after my regular payment, so it ends up costing me a little in interest every single month and I want to know if thats a normal, allowed practice or something I should push back on.

7 Answers