Start by getting pre-approved with a lender, setting a budget, and finding a trusted local agent. Ask about first-time buyer programs in Florida that offer down payment assistance or reduced closing costs.
Start by exploring first-time buyer programs—there are options like zero down payment loans, grants, and closing cost assistance that can make buying more affordable. Next, get pre-approved through a lender so you know what you qualify for. It also helps to connect with a trusted REALTOR® early on—they’ll guide you through the process, help you avoid costly mistakes, and make sure you’re not missing out on programs you may qualify for. Taking these steps puts you in the best position to buy with confidence.
To buy your first home start by contacting a mortgage lender (bank, credit union, or broker) to get pre-approved for a loan and learn about first-time homebuyer grant programs like those from IHDA. Second get in touch with a real estate agent who will help you with the search, offers, and negotiations.
Hi David! As a first-time homebuyer, the best first step is to connect with a trusted real estate agent and a mortgage lender. The agent will guide you through the entire buying process, and the lender will help you understand your financing options and get pre-approved. I’d be happy to help. Feel free to reach out!