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i plan to buy a house in Florida in cash?
My husband wants nothing to do with it. We have separate accounts.. We do filing jointly with the IRS. Can i buy the house under my name?
Asked By Mercedes Lanwehr | 69 views | Buying | Updated 1 month ago
Answer(2)
Cassidy McWherter
Orlando's Finest
Yes, in most cases you can purchase a home in your name only — even if you file taxes jointly.
However, Florida is not a community property state, but marital rights still matter. Depending on how funds are sourced and how title is taken, your spouse may still have certain rights.
You’ll want to consider:
• Source of funds (separate vs. marital)
• How title is held
• Estate planning implications
• Homestead protections
Before closing, I’d strongly recommend consulting a Florida real estate attorney to structure it correctly.
If you’d like help understanding how title options work in Florida, I’m happy to walk through that with you.
However, Florida is not a community property state, but marital rights still matter. Depending on how funds are sourced and how title is taken, your spouse may still have certain rights.
You’ll want to consider:
• Source of funds (separate vs. marital)
• How title is held
• Estate planning implications
• Homestead protections
Before closing, I’d strongly recommend consulting a Florida real estate attorney to structure it correctly.
If you’d like help understanding how title options work in Florida, I’m happy to walk through that with you.
- 3 days ago
Helpful (0)
Unhelpful (0)
Kerry Ann Douglas
RE/MAX Forward
Hi Mercedes. I am not licensed in FL, but if you are paying cash I do not have a reason on why you could not purchase the property in your name only. Best to reach out to an agent or attorney licensed in FL.
- 2 weeks ago
- Helpful (0)
- Unhelpful (0)
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