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Can a realtor help me repair my credit to get a mortgage?
Asked By Julie S. | 2159 views | Working With An Agent | Updated 1 month ago
Answer(7)
Claudia Looi
Keller Williams Landmark II
A Realtor cannot repair your credit directly or provide credit counseling. However, a good Realtor can connect you with trusted mortgage lenders or credit professionals who can review your credit and explain what steps may help you qualify for a mortgage.
While working on your credit, a Realtor can also help you understand what price range makes sense, how long preparation might take, and when it may be realistic to start home shopping.
While working on your credit, a Realtor can also help you understand what price range makes sense, how long preparation might take, and when it may be realistic to start home shopping.
- 2 weeks ago
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Spirit Messingham
Tierra Antigua Realty
Hi Julie, yes. First step for any potential buyer is to get pre-approved with a local lender. Many buyers do not understand here in Arizona we need a signed pre-qualification form from lender when ready to make an offer (line 69 of the 11 page Arizona Purchase contract). There really are no "wrong" answers, if your credit is not high enough, a good local lender will let you know what you can do to improve it. That way, in time home ownership can be a part of your future. The best part? It is free to get approved and usually only takes about 20 minutes online. Next step? Find a good dedicated buyers agent to work with. Spirit Messingham, Tierra Antigua Realty (520) 471-6900
- 4 years ago
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Keith Watts
Watts Team Real Estate, Inc.
The best way a Realtor can help repair your credit is to connect you with a trusted Loan Officer. Mortgage Broker's and Loan Officers can do credit analyzation, and have programs that can provide consumers a road map for credit repair.
- 4 years ago
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Rafay Qamar
Compass
Realtor cant advise of tips and tricks to improve credit score but can help connect you with a credit repair company or a mortgage lender who might be able to dig deeper and advise appropriately. Hope this helps! if you have any other questions, I can be reached at 773-516-1111. I run a 25 broker team selling well over $150 million annually and do over 400+ transactions so extremely savvy when it comes to different scenarios. Good luck with your journey!
- 4 years ago
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Leonor Enguita
Equity Realty
A realtor will connect you with lenders to choose from that can help you repair your credit. The first step in the home buying process is the pre-approval letter, which will come from a lender. The lender reviews your credit and job history to help pre-qualify you for a loan. If your credit needs work, they will be able to help you determine how to improve your score.
- 1 week ago
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Jennifer L. Kuhn
JLK Sales Group brokered by eXp Realty
They can advise you but you would be best at a credit repair company or a mortgage professioanl
- 4 years ago
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