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78 questions found
I need help I have 12 people in my home and I'm trying to get a bigger place
We have 6 adults and 6 kids so we need a 5 bedroom mobile home right now so please help us out
Asked by Houston Williams jr. | Darrow | 07-07-2026 | 12 Views | Home Loans | Updated 3 months ago
Is it worth paying for mortgage discount points to lower my interest rate in today's market?
My lender mentioned that I could buy down my interest rate by paying extra closing costs upfront. We plan on staying in this house for at least ten years, so a lower monthly payment sounds appealing over the long run. However, it's a lot of cash to come up with on top of the down payment and other moving expenses. I’m trying to understand how to calculate the break-even point to see if the upfront cost actually pays off before we might consider selling.
Asked by Daniel | 07-04-2026 | 293 Views | Home Loans | Updated 3 months ago
What credit score do I need to qualify for a mortgage?
I'm planning to buy my first home and I'm trying to understand what credit score is typically required by lenders. I've heard different numbers from various sources, and I'm not sure which one is accurate. Does it vary by lender, and are there ways to improve my score before applying?
Asked by Jackson F | Riverside, CA | 06-26-2026 | 243 Views | Home Loans | Updated 4 months ago
Equity loan with late payments
Can I get a loan to take out equity with a couple of late payments. I also have low credit score.
Asked by Nadine B | Miami, FL | 06-26-2026 | 87 Views | Home Loans | Updated 4 months ago
Can you negotiate mortgage rates with lenders?
I'm currently shopping around for a mortgage in Texas and have received several quotes from different lenders. I've read that it's possible to negotiate rates, but I'm not sure how to approach this with the lenders. Is there a strategy to get a better rate or terms?
Asked by Ana | The Woodlands, TX | 06-25-2026 | 152 Views | Home Loans | Updated 4 months ago
Help me save my house
Hi. My name is Agina Milcent I have kids. My house about to go into foreclosure. My husband get deported. I find out anytime I give him money to pay my house he never did.
Asked by Agina Milcent | Boynton Beach | 06-22-2026 | 42 Views | Home Loans | Updated 4 months ago
What are the pros and cons of adjustable-rate mortgages?
I'm considering an adjustable-rate mortgage (ARM) because the initial interest rate is lower than a fixed-rate mortgage. However, I'm worried about potential rate increases in the future. Can someone explain the benefits and risks of ARMs, and under what circumstances they might be a good choice?
Asked by Laura | Greenwich, CT | 06-22-2026 | 117 Views | Home Loans | Updated 4 months ago
How do I find the best mortgage lender for my first home purchase?
I'm a first-time homebuyer starting to look at mortgage options, and I'm feeling overwhelmed by the choices. I'm not sure where to start when comparing lenders, interest rates, and loan terms. I've heard that getting pre-approved is a good first step, but I'm unsure how that process works or how it affects my credit score. Any advice on how to navigate this?
Asked by Carlos | Santa Rosa, CA | 06-19-2026 | 155 Views | Home Loans | Updated 4 months ago
What credit score is needed to qualify for a mortgage?
I'm planning to buy my first home and want to understand what credit score I need to be eligible for a mortgage. I've heard different things from friends and am a bit confused about the requirements.
Asked by Pedro | Tempe, AZ | 06-18-2026 | 134 Views | Home Loans | Updated 4 months ago
Should I choose a fixed-rate or adjustable-rate mortgage?
I'm torn between a fixed-rate mortgage and an adjustable-rate mortgage for a property in Florida. I plan to live in the home for at least five years, but I'm unsure which option would be more beneficial in the long run.
Asked by Remi S | Boynton Beach, FL | 06-18-2026 | 68 Views | Home Loans | Updated 4 months ago
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