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Home Loans

21 questions found

How often can I refinance?

How often can I refinance? I want to refinance now, but I'm wondering if mortgage rates will go down more and should I wait?? Or can I refinance now and then again when the rates drop?

Asked by Ivan | Raleigh, NC | 09-18-2025 | 721 Views | Home Loans | Updated 7 months ago

Can we get approved for a mortgage with low credit?

We have a large down payment of $110,000. But low cr scores of 486, & 543. How can we get approval to buy a home for $239,000

Asked by Chris Richard | New Iberia, LA | 07-20-2025 | 1,708 Views | Home Loans | Updated 9 months ago

What to do?

Hello, I am looking to sell a house that has a newer hvac system that works great but the warranty is voided due to me missing annual maintenance per warranty. Will a lender still consider my home worthy for a buyer. I’m worried and need to sell quickly. Am willing to reduce price

Asked by Amy | Cleveland, OH | 03-01-2025 | 616 Views | Home Loans | Updated 1 year ago

Paying my Dads mortgage.?

My Dad bought a house 2 years ago and I've made all the mortgage payments since. He has never lived in the home. I'm wondering if everything he is doing is legal? Or is this considered mortgage fraud.

Asked by William Wiita | Mandan, ND | 10-14-2024 | 722 Views | Home Loans | Updated 1 year ago

Can I buy a house and have someone else pay the mortgage?

I'm thinking of buying a house for an aging parent. If I put the loan in my name, could my parent pay the monthly mortgage or a portion of the income? I want to help my parent, but I don't want it to appear as income on my taxes or be penalized for trying to help.

Asked by Dion | Alexandria, LA | 02-08-2023 | 2,121 Views | Home Loans | Updated 1 year ago

What kind of loan do we need for redemption ?

What kind of loan do we need for redemption ? Home loan for redemption of buying house back I’m within my 90 day window to be able for redemption and I’m in California

Asked by Genowa Walker | Los Angeles, CA | 06-13-2024 | 486 Views | Home Loans | Updated 1 year ago

What happens if your mortgage is worth more than your home?

What happens if your mortgage is worth more than your house? I'm worried that I overpaid for the house and that the value will go down.

Asked by Ryan | Memphis, TN | 05-01-2024 | 768 Views | Home Loans | Updated 1 year ago

Usda Home Loan?

I live in Tennessee but want to move close to family in Florida. I've checked addresses for eligiblity and USDA map shows it is eligible. I've not begun the process of even applying for the loan but wanted to know if I can live in one state but apply to get the loan in another? I work at a big known retail store and transfer will not be a problem.

Asked by Heather Sisemore | i don't know, FL | 04-26-2024 | 737 Views | Home Loans | Updated 1 year ago

How soon can I buy a house after buying one ?

Do not want to use persistent house for loan, loan is only4 months old. Thinking of June to purchase for rental

Asked by Carmen n Rodriguez | O'Fallon, IL | 04-02-2024 | 1,268 Views | Home Loans | Updated 2 years ago

Is applying for a mortgage loan through email normal?

First time buying a home, and doing all paperwork through email. Is that normal?

Asked by Anonymous | 30230, GA | 03-31-2023 | 821 Views | Home Loans | Updated 3 years ago