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Buying

271 questions found

How do I check for flood zones before I buy a house?

I found a great house near a creek, but I’m terrified of insurance costs. Is there a way to check if a house is in a high-risk flood zone before I spend money on an appraisal or inspection?

Asked by Sara M | Newport News, VA | 03-18-2026 | 94 Views | Buying | Updated 2 weeks ago

Is it dumb to buy a house without seeing it first?

Anyone ever bought a house "sight unseen" from out of state? Relocating for work and I can't fly out every weekend. Is it crazy to trust a FaceTime tour and a good inspector? What's the best way to protect myself so I don't move into a lemon?"

Asked by James | Atlanta, GA | 03-17-2026 | 113 Views | Buying | Updated 2 weeks ago

Is buying a house with a friend bad idea?

I can’t afford a house on my own, so my best friend and I are thinking of buying a duplex together. Does this work? Is it a good option. How do we split the deed so if one of us wants out, we don't end up in a legal nightmare?

Asked by Jessica B | Atlanta, GA | 03-17-2026 | 62 Views | Buying | Updated 2 weeks ago

Is a 2-1 Rate Buydown actually a good deal or a gimmick?

My lender suggested a 2-1 buydown where the seller pays to lower my rate for the first two years. Is this better than just asking for a price reduction? What happens in year 3 if rates haven't dropped?

Asked by Steven G | Lyme, CT | 03-17-2026 | 58 Views | Buying | Updated 2 weeks ago

Can I tap into my 401k for a down payment?

I’m about $20k short on my down payment. Is it a terrible idea to take a 401k loan? I know I have to pay it back, but does it count against my debt-to-income ratio when I apply for the mortgage?

Asked by Trina Monte | Alabaster, AL | 03-17-2026 | 39 Views | Buying | Updated 2 weeks ago

Is there a way to know if someone is about to list for sale?

There is a home in my neighborhood that has been doing a lot of work. I know it is a single, older man who lives there and I'm guessing that he is planning to sell soon. Our neighborhood is very desirable and I know it will go fast so I want to see if I can get it before he lists it. Aside from approaching him, is there a way to see and let him know that someone is interested?

Asked by Alexa L | San Diego, CA | 03-17-2026 | 75 Views | Buying | Updated 2 weeks ago

looking for hunting property in WNC?

25acreage++ 200 000limit- hunting- not pine cut down, housing unnecessary, water would be nice, secluded.

Asked by jim hagan | wnc/country land | 03-15-2026 | 32 Views | Buying | Updated 2 weeks ago

What are some questions you wish you asked when buying your first home?

My fiance and I are beginning the process to buy a home. We're starting to meet realtors to choose one and go forward with the search. Trying to come up with questions to ask the realtor about the home so that we don't make a mistake and also so that we get the most information.

Asked by Grayson | Springfield, MA | 03-16-2026 | 112 Views | Buying | Updated 2 weeks ago

How much are closing costs for a home buyer, and who usually?

I’m budgeting to buy a home, but I keep hearing about closing costs. What should buyers expect to pay, and are there ways to reduce or negotiate these costs?

Asked by Jon | Wasco, CA | 03-15-2026 | 88 Views | Buying | Updated 2 weeks ago

Should I waive the home inspection to make my offer stronger?

In a competitive market, I’ve heard buyers sometimes waive inspections. Is that a good idea, or is it too risky?

Asked by Melissa Tellez | Des Moines, IA | 03-15-2026 | 81 Views | Buying | Updated 2 weeks ago