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559 questions found

is an 8 percent rate on a no pmi professional mortgage program actually a good deal

found a house in Michigan priced at 165k which is about 80 percent of its fair value and i qualify for a professional mortgage program with 3 percent down and no pmi but theyre quoting me 8 percent with a 780 credit score and zero debt is that rate actually normal for a program like this or should i be shopping other lenders before i commit

Asked by Desmond T. | Saginaw, MI | 10-02-2026 | 39 Views | Buying | Updated 3 weeks ago

Is there a way to finance a multigenerational home purchase before my parents' current house sells?

My parents are planning to move cross-country and want to buy a multifamily property together with us so we can all live there, but their current home hasn't sold yet and we'd only have about $40,000 of our own toward a down payment. The property we're interested in is listed around $700,000 and neither of us has ever done a joint purchase with family before. Is there a loan structure that would let us combine funds and actually qualify together before their house sale closes?

Asked by Yvette N. | Portland, OR | 10-02-2026 | 41 Views | Buying | Updated 3 weeks ago

What low-cash-to-close financing strategies should I be researching for a Houston duplex?

I'm a licensed Realtor buying my first property in Houston, ideally a duplex or small multifamily, and I'd like to bring as little cash as possible to closing. I know the standard routes, but what down-payment assistance, seller credit, or assumable-loan strategies should I be researching that most first-time buyers overlook?

Asked by Marco B. | Houston, TX | 10-02-2026 | 24 Views | Buying | Updated 3 weeks ago

Is it smarter for my brother to buy land or a house to turn into an Airbnb in Gatlinburg?

My brother just got a big promotion and wants to invest in real estate instead of stocks, but hes stuck between buying raw land or just buying a house he could rent out on Airbnb. He lives near Gatlinburg so the Airbnb idea seems like it could actually make money with all the tourists. Is buying an existing house a safer bet than land if the goal is rental income?

Asked by Harlow S. | Gatlinburg, TN | 10-02-2026 | 20 Views | Buying | Updated 3 weeks ago

Would recording something against a parcel protect money I front before I legally own it?

A developer buying the lot next door agreed to sell me a strip of it once they close, but it cant be deeded to me for another 2-4 months because of a lot-line approval. They want me to front some of the purchase money now, and it wont be sitting in escrow. Would recording something against the parcel actually protect that money if the deal falls apart on their end?

Asked by Holden T. | Franklin, TN | 10-01-2026 | 33 Views | Buying | Updated 4 weeks ago

can me and my friend split up the house we bought together?

me and my best friend bought a house together three years ago and now she wants to move but I dont. can we split it up somehow or does one of us have to buy the other out? I dont really know how this works.

Asked by Brayden K. | Spokane, WA | 09-29-2026 | 39 Views | Buying | Updated 1 month ago

Why did my escrow payment jump $400 a month?

My tax bill went up and now my lender says Im short in escrow and my payment jumped $400 a month to cover it. Nobody warned me this could happen and I dont understand why I have to eat the whole shortage in one year instead of it being spread out more. Is that even normal?

Asked by Desmond P. | Cary, NC | 09-29-2026 | 58 Views | Buying | Updated 1 month ago

What's the smartest way to help my mom buy a house without it becoming a mess later?

My mom doesnt work so Im trying to figure out the best way to help her buy a house, probably by co-signing so her name is on the deed too and eventually putting it in an irrevocable trust. Im in my 30s, single, already own my home free and clear, and my salary alone could cover a mortgage where were looking. My family has no interest in ever moving back so theres no point transferring my current house to her. What am I missing here

Asked by Corbin S. | Asheville, NC | 09-28-2026 | 37 Views | Buying | Updated 1 month ago

does buying your rental from your landlord mean more paperwork for the loan

my landlord wants to sell and offered it to me before listing since they live overseas and dont want to manage it anymore we might skip a realtor so they can knock some off the price wondering if buying straight from my landlord means the lender wants a lot more documentation and checks than a normal purchase would

Asked by Declan M. | Tulsa, OK | 09-25-2026 | 36 Views | Buying | Updated 1 month ago

Hud hom

Can get a hud home with 100 down program

Asked by Pamela | 48060 | 09-24-2026 | 25 Views | Buying | Updated 1 month ago