Where can I find first time home buyer help?

Here is the link for home buying assistance with usa.gov. https://www.usa.gov/buying-home-programs

Reach out to a lender and research. Depending on the area, type of home, land etc, see if there are any local grants for your type of loan for deposit or closing costs.

Research local agents in the area you would like to live, have a conversation with them, once they have had the chance to speak with you, discuss the buying process, you will have a idea if the agent is a good fit for you, a better idea of what you are looking for, & the current market status. While the lender will advise the monthly payment that works for you, type of property your would like.

https://www.nsmn.com/three-tips-for-first-time-home-buyers/

Hi Maggie; A great place to start is www.MyOhioHome.org. This is the Ohio Housing Finance Agency. They specialize in helping buyer get started in the home buying process. Many lenders have special programs for First-time Home Buyers as well. For example Huntington Bank (the largest Mortgage Lender in Central Ohio) has a program called Home For Good: Here is info from their flyer:

Home for Good Mortgage
We’re here to help with a mortgage that turns
a good chance into a great possibility.
Welcome home to a home for good.
• Down payment options as low as 3%
• Down payment assistance grant of $5,000 can be used toward
minimum down payment requirements. Repayment is not required‡
• Minimum of $500 owner contribution†
• Minimum FICO® score of 580††
• No mortgage insurance requirement
• Up to 50% in debt-to-income (DTI) ratio accepted
• Available for purchases by fi rst-time home buyers,
or refi nancings, of primary residence in certain locations
• Can be combined with gift funds and other

You may want to reach out to them to see what is available in your area. BTW: I lived in Cedarville when I was in college there. I had a pert-time job in Springfield at the mall...

Good Luck!!

Al

You can get first-time homebuyer help from HUD, state programs, or lenders like Dream Home Mortgage. To qualify, you typically need to be a first-time buyer, meet income limits, and take a course. Most programs offer big benefits with few downsides.
Direct Call (972) 245-5626
Visit dreamhomemortgage.com