Carlos, the main documents/information needed for a buyer are: Two years residence and employment history. Current paystubs, current W2s Two years tax returns if self employed or show other types of income (rental income, interest/dividends, etc.). Personal and corporate if applicable. Two months asset statements for all accounts where funds for closing and reserves are coming from Credit will also be run Some lenders, (like the one that helps many of my buyer clients), have alternative documentation programs where tax returns may not be required, e.g., bank statement programs for self employed if income from returns don’t substantiate qualifying income.
Hiring a quality buyer’s agent is an essential step when purchasing a home. This person will provide expertise in the world of real estate and serve as your advocate, guide, and negotiator. Buying a home is one of the largest financial transactions of your life, and you need to feel confident in the person navigating you through the process.&nbs
In a hot market with limited inventory, buyers are always looking for a way to beat the competition. They want to make bids that stand out and find hidden gems before others on the market do. This competition is causing more people to search for off-market real estate listings. These might be properties that aren’t listed for sale just yet, or h
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