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What do I have to disclose as the seller of a home?

My upstairs and downstairs tend to have a 5 to 8° difference between the two. I had a contractor come out and look at the insulation. He stated the insulation is dated and needs replaced. Is this something I have to disclose? It does not cause any mold, condensation, or damage issues whatsoever. It more so is chilly in the winter downstairs compared to upstairs- but that’s it.
Asked By Anonymous | i don\'t know, FL | 19 views | Selling | Updated 3 days ago
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Semi-Pro
52 Answers
Josephine & Raj Sharma

Legacy Homes Realty

(148)

Yes, this should be disclosed, but it’s a minor, straightforward disclosure.
As a seller, you’re required to disclose known material facts that could affect the property’s value or desirability. Since you’re aware of a temperature difference between floors and a contractor has identified dated insulation, it’s best to disclose it factually.
This kind of disclosure is common, not a defect, and helps protect you from future liability. Buyers generally view it as normal wear-and-tear, especially in older homes.
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Rising Star
11 Answers
JULIE Nirschl

Long & Foster Realtors

(81)

You have to disclose any known material defect in the home that is not visible to the naked eye. The example you are giving, where the contractor tells you to replace your insulation, is not a material defect. No insulation in the attic would be a material defect. The temperature difference could be a heating/airflow issue, windows leaking air or a separate, unrelated issue with the insulation.

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