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981 questions found

First time buyer. How do I know what type of loan to get? And how do what I qualify for?

I'm a first time buyer. I've heard that there are different types of loans and some are better for first time home buyers. And I've also heard that there is help for first time buyers. I don't know what I qualify for or what questions to ask to make sure I get this. What do I do?

Asked by Mateo | 03-16-2026 | 66 Views | Finance & Legal Info | Updated 1 week ago

Why did my mortgage payment go up??

I bought a house about a year ago. I have a fixed mortage, but my payment inreased by abou $70/month! I didn't plan on this. I can manage it, but I'm having to cut back on other things. What happened? Why am I paying more for my mortgage?

Asked by Patrick | 03-16-2026 | 44 Views | Finance & Legal Info | Updated 1 week ago

Who has responsibility of tree near my property?

Hi. I have a tree that I think needs to be trimmed before I can list my home for sale but it is on the other side of the sidewalk, is that my property? It was planted when the plan was created and the streets were poured, before my house was built. Who is responsible to pay for that tree to be trimmed?

Asked by Freddie Malfolk | 03-16-2026 | 47 Views | Remodeling | Updated 1 week ago

How much are closing costs for a home buyer, and who usually?

I’m budgeting to buy a home, but I keep hearing about closing costs. What should buyers expect to pay, and are there ways to reduce or negotiate these costs?

Asked by Jon | 03-15-2026 | 65 Views | Buying | Updated 1 week ago

Should I waive the home inspection to make my offer stronger?

In a competitive market, I’ve heard buyers sometimes waive inspections. Is that a good idea, or is it too risky?

Asked by Melissa Tellez | 03-15-2026 | 80 Views | Buying | Updated 1 week ago

What should I pay attention to when touring a home?

When I go to open houses or private showings, I tend to focus on how the home looks. What are some important things buyers should pay attention to during a showing that are easy to miss?

Asked by Sara | 03-15-2026 | 59 Views | Buying | Updated 1 week ago

Possible development behind house?

I'm interested in a home that has a large green space behind it. It is one of the selling points. But i'm not sure if it will always be green space and who owns it or what is planned for it. I don't know how to figure out the address or how to search it in the county website. How can i find out?

Asked by Raul Pa | 03-13-2026 | 67 Views | Buying | Updated 1 week ago

Why is the war causing interest rates to climb?

Been house hunting for a while now. Our lender told us initially that the war would probably cause interest rates to drop. But, I keep seeing news that interest rates are rising, and our lender confirmed today that rates are now higher than they were.rnDon't rates usually drop during wars? why isn't that happening now?

Asked by Hyde M | 03-13-2026 | 145 Views | Finance & Legal Info | Updated 1 week ago

Sell house and move or HELOC?

I have been in my house since 2019. It's small. My family is outgrowing it. rnCurrent house was $110k. Have about 75k left. Our mortgage is awesome. ~$800/mo. 4% interest rate. I am terrified of being house poor. We can definitely afford a higher monthly payment on a bigger house but with the current market I'm not sure a few extra hundred per month is going to get us a bigger house.rnrnI am considering a HELOC because we have a basement that would add so much room if able to finish it. The basement would need a ton of work. Probably 15k in sump and waterproofing before we could even put up walls, electricity, etc. I have some savings but I'd like to keep it for emergencies. Opinions?

Asked by Aaron G | 03-13-2026 | 81 Views | Affordable Housing | Updated 1 week ago

What is a gut rehab?

The listing says it is a gut rehab, what does that mean? Do I have to gut it? Just want to know what it means.

Asked by Ginny B | 03-13-2026 | 126 Views | Remodeling | Updated 1 week ago