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What are some questions you wish you asked when buying your first home?

My fiance and I are beginning the process to buy a home. We're starting to meet realtors to choose one and go forward with the search. Trying to come up with questions to ask the realtor about the home so that we don't make a mistake and also so that we get the most information.

23 Answers

First time buyer. How do I know what type of loan to get? And how do what I qualify for?

I'm a first time buyer. I've heard that there are different types of loans and some are better for first time home buyers. And I've also heard that there is help for first time buyers. I don't know what I qualify for or what questions to ask to make sure I get this. What do I do?

15 Answers

Why did my mortgage payment go up??

I bought a house about a year ago. I have a fixed mortage, but my payment inreased by abou $70/month! I didn't plan on this. I can manage it, but I'm having to cut back on other things. What happened? Why am I paying more for my mortgage?

14 Answers

Who has responsibility of tree near my property?

Hi. I have a tree that I think needs to be trimmed before I can list my home for sale but it is on the other side of the sidewalk, is that my property? It was planted when the plan was created and the streets were poured, before my house was built. Who is responsible to pay for that tree to be trimmed?

14 Answers

Should I waive the home inspection to make my offer stronger?

In a competitive market, I’ve heard buyers sometimes waive inspections. Is that a good idea, or is it too risky?

12 Answers

What should I pay attention to when touring a home?

When I go to open houses or private showings, I tend to focus on how the home looks. What are some important things buyers should pay attention to during a showing that are easy to miss?

22 Answers

Possible development behind house?

I'm interested in a home that has a large green space behind it. It is one of the selling points. But i'm not sure if it will always be green space and who owns it or what is planned for it. I don't know how to figure out the address or how to search it in the county website. How can i find out?

13 Answers

Why is the war causing interest rates to climb?

Been house hunting for a while now. Our lender told us initially that the war would probably cause interest rates to drop. But, I keep seeing news that interest rates are rising, and our lender confirmed today that rates are now higher than they were.rnDon't rates usually drop during wars? why isn't that happening now?

Asked by Hyde M | 03-13-2026 | 1,031 Views | Finance & Legal Info | Updated 7 months ago

14 Answers

Sell house and move or HELOC?

I have been in my house since 2019. It's small. My family is outgrowing it. rnCurrent house was $110k. Have about 75k left. Our mortgage is awesome. ~$800/mo. 4% interest rate. I am terrified of being house poor. We can definitely afford a higher monthly payment on a bigger house but with the current market I'm not sure a few extra hundred per month is going to get us a bigger house.rnrnI am considering a HELOC because we have a basement that would add so much room if able to finish it. The basement would need a ton of work. Probably 15k in sump and waterproofing before we could even put up walls, electricity, etc. I have some savings but I'd like to keep it for emergencies. Opinions?

18 Answers