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What disqualifies you from buying a house?

I want to buy a house but have some things in my past that are not so good. what will stop me from being able to buy a house?

10 Answers

How do I read my title report without a law degree?

Just got the title report and it’s 40 pages of legal jargon. It mentions an easement and a lien from 1994. What are the specific things I should pay attention to of in these documents? I try to read them and just can't make sense of most of them. My agent said it's important to read them.

17 Answers

What documents do I need to buy a house in New Mexico?

I'm looking to buy my first home. When should I start gathering documents and what documents do I need to buy a house?

5 Answers

Is real estate still worth buying or is it a money trap?

Some people say it's the only way to build wealth and others are telling me it will sink me financially. So what's the truth?

9 Answers

Should I get more than one home inspection?

I put an offer on a home that's about 40 years old. I know there are things that need to be replaced and want to go into the deal with as much knowledge as possible. I get that humans make mistakes or don't see things. So, I'm wondering if I should get 2 home inspections and see what they both say. Could I use both reports to negotiate?

16 Answers

Will my Facebook marketplace sale kill my loan?

I'm preparing to move and I'm not taking a lot of my current items. I've started selling them on Facebook marketplace. I have a lot of nice items and I'm hoping to make aboubt $5,500 after selling everything. My agent is getting upset and telling me my loan could get pulled because of this?! Is this possible? I don't want to move with these items and I was hoping the sale of them could cover some of the costs of closing and moving.

14 Answers

What is house hacking?

I keep seeing videos on TikTok talk about house hacking and how you can live rent free. Does this just mean getting a roommate, or is there a specific way to buy a multi-unit property with a loan and then charge renters more than the mortgage?

16 Answers

I got an inspection - there were a lot of things. How much should i ask the seller to fix?

Inspection found a cracked heat exchanger and some roof leaks. On top of that there are about 30 smaller things like holes in the walls, sagging carpet, broken vent covers, etc. Do I ask them to fix it, or just ask for a $10k credit? What’s the standard for negotiating after the inspection report comes back?

27 Answers

Do smart homes have higher resale value or does it hurt?

Husband insists that the more smart stuff we put in our home the higher the resale value. We already have the doorbell, thermostat, garage door, and locks. Are these things that increase the value? i feel like it is more work because we have to replace batteries and when we are offline they are super annoying.

14 Answers

How do I check for flood zones before I buy a house?

I found a great house near a creek, but I’m terrified of insurance costs. Is there a way to check if a house is in a high-risk flood zone before I spend money on an appraisal or inspection?

19 Answers