Is a bigger down payment better for seller?

Yes, absolutely. While the seller gets the same amount of money at the end, a bigger down payment proves you are financially strong. A buyer putting 20% down is much less likely to be denied for a loan than a buyer putting 3.5% down. It tells the seller the deal is safer and more likely to close on time.

A large down payment equals "financial stamina." In multi-offer situations, it shows deep commitment and liquidity to bridge appraisal gaps. As your agent, I put your needs first by vetting for creditworthy buyers to ensure a smooth finish. Real estate is about life-critical emotions, not just checkboxes. I’m here to ensure your buyer has the strength to cross the finish line with "no regerts." I don't just find high numbers; I find certainty. Let's protect your equity together.

The larger down payment makes for a stronger buyer. If you are comparing a person that can barley qualify for a loan and someone who has 20% down, the likelihood that you will close is much higher with the person in a better financial situation. Think about if a small live changing event occurred during the buying process. Can the person with only 3% down afford to pay for what just happened and still close with you?