Hi Charity. Most buyers would be shocked at the little money needed for a down payment. There are also down payment assistance programs that can help with your down payment & closing costs. Talking with a great local lender can help elaborate on the different programs available to you. Should you need a reference feel free to reach out. 707-592-9002.
You can put as low as 3.5% down payment on a house. The income requirement varies depending on your financial scenario. Welcome to call to learn more (619) 335-5514.