How do I find a HUD foreclosures agent for help me ? ?

As a broker who specializes in HUD homes, I always remind buyers that not every real estate agent can represent them in a HUD transaction. To purchase a HUD-owned property, your agent or broker must have an active NAID (Name and Address Identification) number, which authorizes them to submit bids and manage the purchase process through the official HUD Home Store. You can easily find qualified agents by visiting www.HUDHomeStore.gov
and using the “Find a Broker” search tool—just enter your city or ZIP code to see a list of registered HUD brokers in your area. When vetting an agent, ask for their NAID number and confirm it’s active, then check their experience with HUD and “as-is” sales, knowledge of bidding timelines, and familiarity with local financing options like FHA 203(k) renovation loans. Choosing an experienced HUD-certified agent ensures your offer is handled correctly and increases your chances of securing the right property at the best value.

To buy a HUD foreclosure, you’ll need a HUD-approved real estate broker who’s registered to submit offers through HUD’s online bidding system. The easiest way is to visit HUDHomestore.gov, where you can search for approved agents by city or ZIP code. If you’re in Southwest Florida, reach out to a local HUD-registered broker familiar with Fort Myers and Cape Coral properties—they’ll guide you through the bidding process, inspections, and financing options. Working with an experienced agent ensures you’re fully protected when buying a HUD home.

HUD foreclosed properties are sold through an online bidding process and require you to work with a broker who is registered with the U.S. Department of Housing and Urban Development. Your best bet is to start by visiting the official HUD Home Store website (hudhomestore.gov), which lists available HUD homes and allows you to search by state and county. Each listing will show the "Listing Broker" and sometimes an "Asset Manager" who are approved to submit bids on behalf of buyers. You can contact one of those brokerages directly or ask a local REALTOR® in the Littleton/Highlands Ranch area if they are HUD-registered or can refer you to someone who is.

Given your need for a horse-friendly property with acreage, a larger home and room for multiple horses, you may also want to seek out an agent who specializes in equestrian and rural properties; they can help you evaluate zoning, water rights and horse allowances while guiding you through the HUD bidding process. Be prepared with financing (HUD typically requires proof of funds or a pre‑qualification letter), and keep in mind that HUD homes are sold "as‑is," so factor any needed repairs into your budget.

There are agent that specialize in foreclosure properties -- in recent years -- that is not a large field to work with. Have you found a specific property that is in foreclosure and you are looking for an agent to help you buy or are you just looking for a deal? Your question sounds like the latter. Looking for a particular property as a discounted price. Find an agent in the area that you have interested in an talk to them about ways of finding off market properties or negotiating a good offer.

The USAHud.com website has vetted agents in your area that can help you find what you're looking for.

Great question! HUD homes are sold through HUD-registered real estate brokers. The easiest way to find one is to search the official HUD HomeStore for a broker in your area who holds an active HUD NAID (that’s the credential required to submit bids). I can also connect you with a local HUD-registered agent and walk you through financing and the bid process.
How to actually find a HUD foreclosure agent (step-by-step)

Go to HUD HomeStore (HUDHomestore.gov).
That’s the official portal for HUD-owned homes.

Click “Find a Broker.”
Enter city/ZIP/state. Filter to “Active” under NAID status—only active NAIDs can submit bids.

Check experience.
Open a few profiles and look for:

Recent HUD bids/closings

Familiarity with Owner-Occupant Priority periods

Knowledge of FHA 203(k) or rehab-friendly financing

Verify coverage + access.
Confirm they can show HUD homes in your target cities and they’re set up with local lockbox/Vendor Mgmt (for access).

Interview fast. (3 questions)

“How many HUD transactions have you closed in the last 12–24 months?”

“What’s your process for the Owner-Occupant vs. Investor bid windows?”

“Which lenders you trust for FHA 203(k) or repairs-escrow?”

Optional safety net:
If the buyer needs education first, point them to a HUD-approved housing counselor (nonprofit coaching on budgets/loans). Then loop back to the agent search.

If you're specifically looking for a foreclosure home, I’d recommend checking out https://www.hudhomestore.gov
. Many agents work with foreclosures, and if you ask your agent whether they’re registered with the HUD Home Store and they immediately know what you’re talking about, you’re in good hands.

BUT I’d also suggest talking with local agents and asking if they’ve worked with short sales before. A short sale is when a homeowner sells their home for less than what they owe, and the bank agrees to forgive the difference. This can sometimes result in the buyer getting the home for less than what the bank would list it for as a foreclosure, since the bank doesn’t have the added costs of taking the property back, listing it, and doing their own inspections.

It’s not guaranteed, but I’m seeing more short sales lately, and it’s smart to keep your options open by looking at both foreclosures and short sales. Also keep in mind that both types of purchases usually require extra patience—the timelines can be longer, and banks don’t always move quickly.

You can look up agents who have done transactions in that area and reach out to see if they can assist you.