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Advice Topic:
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Tips & Advice

180 questions found

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Where can I get a loan

I own my home outright and my credit score is 540. I need to borrow 20000

7 Answers

Agent wants us to drop $14k on carpet, paint and staging before we list. Is that money we ever see

Hi all, first time posting. We're selling the house we raised our kids in (Delray Beach, single-story, owned it 22 years) and moving closer to the grandkids, so bear with me.nnMet with our agent and she came back with a whole prep list before we go live, new carpet to replace the worn stuff, fresh neutral paint, a deep clean, a couple small repairs, and a staging rental for the main rooms. All in it's around $14k. Money's a little tight heading into the move, and honestly it stings to sink that into a house we're about to hand to someone else.nnMy thinking is, whoever buys it is probably going to redo it to their taste anyway. So why not list it as-is, price it a touch lower to account for the wear, and let the buyer make it their own? My agent says that's exactly how you get lowball offers and buyers "mentally discounting" the place before they even negotiate. I can't tell if that's real or just a way to make the listing look prettier for her.nSo for the agents here:nn1. Does prep money like carpet, paint and staging actually come back to you at sale, or do you just eat it?n2. If a buyer's going to renovate anyway, why would fresh paint and clean carpet change what they'd offer?n3. Is it smarter to just knock the price down and sell as-is instead of spending upfront?nnNew to selling in this market , appreciate any honest takes.

9 Answers

I may want to sell my home as is. I also am worried because I have a mortgage

14 Answers

Should I renovate my kitchen before selling?

I had an agent walk through my home to get an idea of what price I can get for it. The agent said I need to renovate my kitchen before I sell. I don't have the money for this and I don't want to deal with it. I just want to sell my house. What do I do?

19 Answers

What can an HOA actually do?

I want a shed i my backyard but the HOA said no. can they really do something to me if I decide to put up a shed? How will they even know? It's my yard, and it's in the back, i don't know why i need to get permission to do something like that on my own land.

18 Answers

Can i rent a room I don't need?

I bought a house but the mortgage is eating all my money. I have an spare room i use as a closet but only one bathroom. Can i clean up the room and rent it out or do i need to get permission from someone?

10 Answers

Lender never pulled my credit, is a pre-qual letter actually going to hold up here?

First-time buyers looking in Coral Springs around $575k. A lender sent us a "pre-qualification" letter after a 15 minute phone call, never pulled our credit, never asked for a single document. I just told him our score's around 740 and we make about $110k combined. Now we found a house we love and I'm hearing sellers down here basically ignore pre-quals and only take pre-approvals seriously once it gets competitive.nIs a pre-qual even enough to make an offer here, or do we need a full verified pre-approval first? And if our real pulled credit comes back lower than the 740 we're guessing from an app, does the whole deal blow up after we're already under contract?nAppreciate any honest takes.

11 Answers

Can I take my peony with me?

I know it's silly, but I have nurtured my peony plants for years and years. They've grown beautifully and I want to take them to my next home. I don't want to offend the buyer, but is there a way to tactfully do this? Would it hurt the sale of my home?

18 Answers

Replacing a 17-year-old roof. Is metal worth double the price of shingles?

Hey all, new here.nJust bought in Coral Springs and the shingle roof is about 17 years old, so a replacement is coming soon. My quotes: shingles $12k, tile $22k, metal $26k.nnA neighbor swears metal is a no-brainer because it lasts 50+ years and gets you a big insurance discount. But it's more than double the shingle price and we're already stretched.nnFor a family staying 10–15 years, is metal actually worth it, or does tile get me most of the benefit for less?nnappreciate any honest takes.

16 Answers

How Do You Choose the Right Insurance Agent in South Florida?

Hi all, quick question! nnClosing on a house in Delray Beach next month and my insurance agent quoted me through 3 companies. A friend told me good agents down here shop 20+ carriers. Is 3 a red flag, or am I overthinking it?nnAlso just noticed my quote has a $10,000 water damage cap but my dwelling coverage is $450k. Should I be worried about that?nThanks for any advice , kind of new to all this.

9 Answers

Related Blogs

How to Find a Trustworthy Real Estate Agent: Questions, Red Flags & More

Advice Topic:
Tips & Advice

Ask An Agent

Tips & Advice

Where can I get a loan

Agent wants us to drop $14k on carpet, paint and staging before we list. Is that money we ever see

I may want to sell my home as is. I also am worried because I have a mortgage

Should I renovate my kitchen before selling?

What can an HOA actually do?

Can i rent a room I don't need?

Lender never pulled my credit, is a pre-qual letter actually going to hold up here?

Can I take my peony with me?

Replacing a 17-year-old roof. Is metal worth double the price of shingles?

How Do You Choose the Right Insurance Agent in South Florida?

Related Blogs

How to Find a Trustworthy Real Estate Agent: Questions, Red Flags & More

Turning a Second Home Into a Rental: Tax Tips to Avoid Trouble

The Hidden Property Risks Buyers Overlook Before Making an Offer

Contributing Real Estate Professionals

Zoltan Peresztegi

Keith Jean Pierre

Juan Picos

Michael Atkinson

Loodmy Jacques

Kevin Neely

Jonathan Claudio

Alla Novytska

Amanda Courtney

Austin Moore

Barrett Henry

Becky Groe

Advice Topic: Tips & Advice

Ask An Agent

Tips & Advice

Related Blogs

How to Find a Trustworthy Real Estate Agent: Questions, Red Flags & More

Turning a Second Home Into a Rental: Tax Tips to Avoid Trouble

The Hidden Property Risks Buyers Overlook Before Making an Offer

Contributing Real Estate Professionals

Zoltan Peresztegi

Keith Jean Pierre

Juan Picos

Michael Atkinson

Loodmy Jacques

Kevin Neely

Jonathan Claudio

Alla Novytska

Amanda Courtney

Austin Moore

Barrett Henry

Becky Groe

Advice Topic:
Tips & Advice