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Buying

554 questions found

Can I still negotiate for a price reduction if the listing says the home is being sold "as-is"?

We are looking at a fixer-upper in a rural area that is explicitly listed as an as-is sale. However, the initial walkthrough revealed some structural concerns that weren't mentioned in the listing description. We want to know if as-is truly means there is no room for negotiation or if we can still leverage the cost of major repairs to get a better deal on the property.

Asked by Josue | Tuscola, TX | 07-22-2026 | 121 Views | Buying | Updated 3 months ago

How can we make our offer stand out to a seller when we know there are multiple competing bids?

We have lost out on three different homes in the Seattle area because of bidding wars. We are trying to figure out what terms, other than just the highest price, might be most appealing to a seller who is looking at five or six different offers. We are considering things like flexible closing dates or larger earnest money deposits but aren't sure which levers are the most effective.

Asked by Noel | Seattle, WA | 07-22-2026 | 37 Views | Buying | Updated 3 months ago

mortgage after bankruptcy

my son has a rare genetic disease. he needs weekly infusions costing for med only 13k annually month. he lost ssdi so he lost his income and insurance. he is in appeals. that was a large part of income. then I had a bad solar loan that cost money instead of eliminating electrical bill i was paying more plus company went out if busines.. the atty general in florida is reviewing case because of elderly solar scams. the i had to put new duct work. a/c problems totaling appx 13k, I had a car loan that was bad decision during cancer treatment and didn't understand terms. they said warranted but it was costing $200 to 600 everytime it went in for unusual items like engine ready to fall out from rusted motor mounts on 2021 car. I had to file bankruptcy with the loss of income and major financial disaster. I kept house but didn't do reaffirmation. I've been with rocket mortgage over 6 years never missed a payment. I also kept a car and never missed payment it's only 6 month old loan. I want to seek relocate to cheaper area. I will have appx $50-75k for down payment. Can I get a mortgage before 2 to 3 years, especially with rocket subs extenuating circumstances and i kept them good? I want to go back to Indiana from Florida

Asked by Lori Olds | 34668 | 07-21-2026 | 62 Views | Buying | Updated 3 months ago

Is it better to buy a new construction home or an established house with more character?

In the Phoenix metro area, there are many new developments offering modern energy efficiencies and warranties, but they often have smaller lots and less mature landscaping. On the other hand, older homes in established neighborhoods have larger trees and more unique architectural details but might need major systems replaced soon. We are trying to weigh the peace of mind of a warranty against the charm and space of an older property.

Asked by Noel | Phoenix, AZ | 07-21-2026 | 41 Views | Buying | Updated 3 months ago

How much weight should I give to commute times versus getting more square footage further out?

I work in downtown Seattle and have found that my budget goes much further if I look at homes an hour away in the outlying suburbs. I’m currently torn between a smaller condo within walking distance of my office and a spacious single-family home with a large yard that would require a significant daily commute. I want to understand how other buyers have balanced their desire for more living space with the potential lifestyle impact of spending hours in traffic every week.

Asked by Ram | Issaquah, WA | 07-21-2026 | 42 Views | Buying | Updated 3 months ago

How can we make our offer more competitive without just increasing the purchase price?

We have lost out on three different homes recently because of multiple-offer situations in our neighborhood. We are already at the top of our budget, so we are looking for other ways to negotiate terms that might appeal to a seller. We have heard about things like flexible closing dates or offering a larger earnest money deposit, but we are not sure which ones are actually effective.

Asked by james | League City, TX | 07-21-2026 | 55 Views | Buying | Updated 3 months ago

should i buy my granpa's house?

My grandmother is planning to sell the 3-bedroom, 2-bath condo that has been in our family for years, and I'm struggling with whether I should try to buy it. My grandfather passed away a while back, and this has been my childhood home, so it's hard to imagine letting it go.nnI'm currently in college and getting ready to apply to nursing school, so I know taking on a mortgage may not be the smartest financial move. At the same time, I need a place to live, and with housing costs in Ventura County, California, buying almost seems more appealing than renting.nnI have a steady job with work history, and my family may be able to help with around $15,000 for a down payment. I'm looking for advice on whether buying the home is even realistic in my situation. Are there loan programs or other options that could make this possible, or would it be wiser to let the house go and focus on school for now?

Asked by marc t | Lincoln, NE | 07-20-2026 | 53 Views | Buying | Updated 3 months ago

Is it worth paying a premium for a top-rated school district if I don't have children?

We are looking at homes in a competitive market where houses in the best school districts sell for significantly more than those just a few blocks away in a different zone. Since we don't plan on having kids, we are debating if the higher property taxes and purchase price are worth it for the potential resale value. We want to understand how much weight the school rating should carry in our decision-making process compared to other factors like lot size or modern upgrades.

Asked by George | Laguna Beach, CA | 07-20-2026 | 71 Views | Buying | Updated 3 months ago

What are some strategies for negotiating when there are multiple offers on a house?

We are looking at a home in a very competitive market where most properties receive several bids within the first weekend. Our agent mentioned that we might need to do more than just offer a high price to stand out to the seller. We’re curious about what other terms or contingencies we could adjust to make our offer more attractive without taking on too much risk.

Asked by Lacey G | Providence, RI | 07-20-2026 | 55 Views | Buying | Updated 3 months ago

How can I use the number of days a house has been on the market as leverage?

We found a house that we love, but it has been sitting on the market for over sixty days while most others in the neighborhood sell in two weeks. We suspect the seller might be more willing to negotiate on price or terms because of the long wait. What is the best way to approach an offer that is below the asking price without offending the seller or losing the opportunity?

Asked by Yong | Binghamton, NY | 07-20-2026 | 73 Views | Buying | Updated 3 months ago