Top Mortgage Lenders in Florida

Looking for a mortgage broker in Florida? Check out our directory listing below for the best mortgage lenders in the state. When you work with the right lender, you save money and time. Browsing our lender profiles, you’ll see:

  • Lender Service Areas
  • Years of Experience
  • Office Location
  • Loan Options Offered
  • License ID
  • And More!
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Resources to find the best mortgage lender in Florida

Florida Morgage Brokers

When buying a home you want to be sure you are working with the best home loan lenders in Florida. Working with a knowledgeable home loan broker in Florida will ensure you the best rate and experience.

Not all lenders are the same and we want to make it easy for you to find the best one that fits your needs. Find a loan officer in Florida that will give you the rate you are looking for and the type of loan you need. With the right lender, your entire loan process will be smooth.


Recommended Real Estate Agents in Florida

When you work with a top real estate agent in Florida you can be sure that they will get the job done well. We’ve put all the best Florida agents in one place to make your decision easy.

Check out these top real estate agents and reach out directly on our site. Their profiles include all the details you need to see before deciding to hire. Choosing the right real estate agent can make a huge difference in your buying or selling experience, so working with the best matters. View all Florida Real Estate Agents.


Real Estate Trends in Florida

Florida Housing Statistics (March 2022)

Active Listings

Change since last month

36,544

-0.01%

Median Days on Market

Change since last month

37 days

-0.10%

Median Listing Price

Change since last month

$449,950

0%

Median Sales Price

Change since last month

N/A

New Listings

Change since last month

44,760

0.04%

% of Listings That Increased Price

Change since last month

4752

-0.07%

Price/Sq Foot

Change since last month

$270

0.03%

Source: realtor.com

2021 - 2022 Florida Median Listing Price

The Median Listing Price is the middle price that homeowners listed their properties at in a time period. This means half the homes were listed above this price and half were listed below.

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Cost of Living in Florida’s Largest Cities

(According to the U.S. Census Bureau)

City

  • Home Value
  • Average Monthly Rent

Miami

  • Home Vaiue
  • Average Monthly Rent
  • $317,994
  • $1,183

Tampa

  • Home Vaiue
  • Average Monthly Rent
  • $237,682
  • $1,131

Orlando

  • Home Vaiue
  • Average Monthly Rent
  • $238,013
  • $1,196

Jacksonville

  • Home Vaiue
  • Average Monthly Rent
  • $172,956
  • $1,065

Sarasota

  • Home Vaiue
  • Average Monthly Rent
  • $282,954
  • $1,134

Updated: March 2022
source census.gov

Florida State Statistics

  • State Area N/A
  • State Population 21,477,737
  • Median Household Income N/A
  • Median Rent N/A
  • Home OwnershipN/A
Updated: March 2022

Florida Schools

Rank 10 Overall
16 in College Readiness
26 in High School Graduation Rate

Florida Tax Rates

Rank 24 Overall
Effective Real Estate Tax Rate 0.89%
source wallethub.com

Florida Healthcare

Rank 25 Overall
41 in Healthcare Access
18 in Healthcare Quality

Benefits of Working with a Mortgage Broker in Florida

Mortgage brokers in Florida tend to have access to many lenders, which allows them to find you the best rate. Sometimes they are tied to a specific lender that can offer you an exclusive deal. 

Working with a mortgage broker can be beneficial as you are likely to get a lower rate with one than going in a different direction.

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Still have questions? We’d love to help!

Call our support team toll free at 1 (800) 319-0511

Frequently Asked Questions

What are the best mortgage lenders in Florida?

The best lender will depend on your needs. Typically buyers look for home loan lenders that offer the type of loan they need at the lowest rate. Reach out to multiple lenders on our list to get their rate and lock it in.

Is it easier to get approved for a mortgage through a broker in Florida?

Mortgage brokers in Florida tend to have access to many lenders, which allows them to find you the best rate. Sometimes they are tied to a specific lender that can offer you an exclusive deal.

Working with a mortgage broker can be beneficial as you are likely to get a lower rate with one than going in a different direction.

How long does it take for a mortgage to be approved with a broker in Florida?

It generally takes around 30 days to get a mortgage approved in a typical housing market. This can be delayed if there is an influx of applications or if there are issues with yours specifically. Make sure you fill all paperwork out correctly and provide the necessary documentation to get your application moving quickly.

How should I choose a Florida mortgage lender?

It’s important to reach out to multiple lenders before you choose. Consider the different offerings and how they will work for you. Be sure to ask about rates, loan terms, requirements for a down payment, mortgage insurance, closing cost, and any fees they charge. Compare each and decide from there.

How much are mortgage broker fees in Florida?

Some mortgage brokers charge an hourly rate, while some provide financial advice for a flat fee. A mortgage broker's commission is usually between 0.5% to 2.75% of the loan principal.

Do mortgage brokers help with refinancing in Florida

Generally, yes. They can also save you time and money as they sometimes have better access to lenders.

Do mortgage brokers get better deals in Florida?

It is definitely possible that a mortgage broker in Florida can get a better deal than you might get elsewhere. They tend to have access to a lot of lenders and can negotiate a deal.

See More Questions

The Bottom Line

Selling or buying a property in Florida is a big decision that takes time. At FastExpert we are dedicated to making it quicker and easier. We provide clear and free listings for top loan officers in Florida available every day.

Our loan officer profiles include all the information you need to make the right decision. Users can read client reviews, see past sales, and message and hire loan officers right from our site.

We’re here for you.

If you have questions or need more information, please send us a message at [email protected]. You can also call us at (800) 319-0511.

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