Why is San Francisco so expensive?

San Francisco is so expensive because of supply and demand. There are only so many homes available in San Francisco and lots of people want to live there which causes values to go up accordingly.

San Francisco is expensive because the city is small, SF is only 7 miles by 7 miles so there is a very limited amount of homes, which then keeps values high. San Francisco also has a political climate that does not make it easy to build more homes, further limiting supply. The tradeoff to this is a market with very high appreciation!

A local realtor will be able to help you with all of these questions and point you in the right direction for a lender to see what you can qualify for and if there are any homes in your price range. I would be happy to refer you to an agent who has the right experience to best help you!