Should my partner and I buy or keep renting together in South Florida in 2026?

My partner and I have been renting in Boca Raton for two years and our lease is up in a few months. Combined we make decent money and we've been saving, but every time we run the numbers it feels different than what we hear nationally. Mortgage rates are still hovering around 6.25%, insurance keeps climbing, and condo HOA fees scare us after everything we've read . We're not sure if we'll stay in this area long-term, maybe 4 or 5 years, hard to say. How do we actually figure out whether buying makes sense for us as a couple right now, or if we should rent another year?