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Home›Advice›Buying›Are there down payment assistance programs for first-time buyers?

Are there down payment assistance programs for first-time buyers?

I have been saving up for a year, but the housing market in my area is getting more expensive. I heard there might be state or local grants that can help with the upfront costs. How do I find out if I qualify for these programs, and do they restrict what kind of house I can buy?

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Novice4 Answers

Reilly Forrest

Exp Realty · Seattle, WA

(51 reviews)

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Great question Charles. Depending on your state and what lenders you work with options vary. A perfect example of this is the Covenant program in WA state which offers buyers up to $150,000, 0% interest down payment and closing costs assistance. I would check with local and state housing commission website for full details on the programs and requirements.

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05-01-2026 (3 hours ago)··