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Is it normal for the final loan amount to differ from the Closing Disclosure?

My closing docs today showed a loan amount eight thousand dollars lower than what was on my Closing Disclosure from three days ago, matching the original amount before my appraisal came in higher than expected, and I didn't sign anything or hear from my broker about it beforehand, so is that actually normal or should I be worried something got missed.

4 Answers

which loan structure actually saves more if I refi in 5 years

im finalizing my mortgage and stuck between two options one is 6.25 percent with 350k down and a 400k loan and the other is 6.125 percent with 187.5k down and a 562.5k loan putting 162.5k straight to principal right after closing and im planning to refinance in about five years so which one actually costs less in total interest by then

3 Answers

What Is the problem with todays house pricess they seam to be really high or I dont even get homes f

H.O.M.E.S. for sale

4 Answers

Is it standard for sellers to relist well above the old contract price after a financing fall-through?

I was under contract for six weeks before my lender pulled the pre-approval over a job change, and the deal died two days before closing. The seller relisted about ten days later, nearly eighteen thousand dollars above my original contract price. I understand modest appreciation is possible, but a jump that size in such a short window seems unusual. Is it common for sellers to test a higher price immediately after a failed transaction, and does that pricing typically hold?

11 Answers

Can buyers switch from a conventional to an FHA loan after we've all signed the contract?

We accepted an offer on our house in NY and were patient through a week and a half of extra inspections before they finally signed and sent escrow. Almost two weeks later their lender told our attorney they'd switched from conventional to FHA, pushing closing back at least two weeks. We bought with a conventional loan ourselves because the place needed work, like a railing on the basement stairs, so we're worried the FHA appraisal flags those same things. Is this as risk-free as our agent and lawyer keep insisting?

7 Answers

my uncle has been living in the house rent free since my grandma passed and now we need to sell it and he wont leave, do

my uncle has been living in the house rent free since my grandma passed and now we need to sell it and he wont leave, do we have to evict him first or can we sell it with him still in there

9 Answers

I need someone to look over a contract of selling mineral rights

We own mineral rights in Oklahoma a company out of Oklahoma City wants to purchase the mineral rights for 30 years for a Sonal panel field. I do not understand the contract and I need to make sure that it is a fair contract.

6 Answers

Sellers just told us they can't afford to close two days out

so we're supposed to close friday and today the sellers called saying they dont have the closing money and want us to cover it. um no. they accepted our offer over a month ago and its only 5 grand short. how does this even happen this late? we already gave notice on our rental

12 Answers

Is it normal for buyers to keep requesting extensions after we've agreed to all their terms?

We accepted an offer above asking, and after inspection we agreed to repair credits, a well water guarantee, and their requested closing date. They had also promised in writing to cover any appraisal gap, but now that the appraisal is back, they want two more weeks and no longer wish to honor that promise. Is this pattern of repeated delays normal, or are we being taken advantage of?

8 Answers

thinking about renting out my spare room to help cover the mortgage but not sure if im allowed to since its just me on t

thinking about renting out my spare room to help cover the mortgage but not sure if im allowed to since its just me on the loan. does the bank care if i have a roommate paying me or is that only my business

5 Answers