Do you need 20 down to buy a house in California?

Hello, depending on your credit and homeownership history, you could qualify for a first time home buyers loan paying as low as 3.5% as a down payment. If you would like to learn more or if you would like me to help you get in touch with mortgage lender to see how much you prequalify for, message me at (209)215-7000.

Hello, it depends on which loan type you go with & qualify for. Your qualification will depend on your DTI (Debt-to-Income) Ratio, Income, Credit Score & Homeownship status/history. If you are able to go with an FHA Loan you would only need to put 3.5% down. Conventional Loans can be done with as little as 5% down, typically ranging from 5%-20% down. I would also recommend getting quotes from lenders for different mortgage rates are available depending on their programs/connections. You can contact me at 209-445-0807 for lender recommendations.