I would recommend reaching out to local Mortgage Brokers or a local REALTOR that can recommend local options. Many times there are county grants or there may be programs that are forgivable loans for veterans or First responders that are available. These are typically local to a state or region.
When you say "Manufactured Home" do you mean a mobile/manufactured or a modular home. In most cases, modular homes are treated the same as stick build homes for financing. Modular homes are built in a factory to very stringent standards and are transported to the build site and put onto a foundation. Mobile/manu homes can still at times have the same advantages in financing as a stick build but would need to at a minimum be newer and permanently attached to a foundation.
For buyers who value privacy, need to purchase quickly, or want non-traditional income sources, paying cash seem like an ideal way to purchase property with minimal disclosure. You can buy a home without a loan, but can you buy a house without proof of income?
While cash purchases remove the lender from the equation, they don't erase all verifi
When financing a second home, you usually need a larger deposit and the income to support the debt payments. You also need to find the right financing, because many loans are only available for your primary residence. Most people consider turning to the equity of their current home. But can you use a HELOC to buy a second home?
A HELOC lets you