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Are closing costs negotiable?

can you negotiate closing costs and are they included in the downpayment?
Asked By Taylor B. | Hampton, VA | 653 views | Buying | Updated 3 years ago
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Semi-Pro
42 Answers
Brian DiMaggio

Atlanta Communities

(24)

Here in Georgia closing costs are negotiable and the down payment is not included. That is a separate buyer expense.
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Pro
181 Answers
Amanda Courtney

REP Realty Group

(10)

Yes. Closing costs can be negotiated between buyer and seller. Buyers can request seller credits, and sellers can offer concessions to attract buyers. Some fees (like lender or title fees) may also be shopped around for lower pricing.

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Rising Star
13 Answers
Brinda Griffin

Griffin Realty Llc

(29)

Hi Taylor
Yes indeed closing costs are negotiated between the buyer or buyers agent and seller or listing agent
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Rising Star
11 Answers
Jessica Fauteux

The Fauteux Group

(64)

Yes, you can absolutely negotiate closing costs with a seller.
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Novice
1 Answer
Kitty Anne Holzbach

Liz Moore and Associates

(7)

Closing costs and down payments are 2 different things. Your lender will itemize them for you. Some loans allow sellers to help with your down payment, but most loans do not. A good lender will also look for grant money for you. Your lender is enormously important in this transaction. They can cost you or save you quite a bit of money. Choose wisely! Your Realtor can help you with that.

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