Advice Topic:
Home Loans

Ask An Agent

Get answers from licensed real estate agents on buying, selling, loans, appraisals, contracts, and market trends.

Post a Question

Home Loans

78 questions found

Can I take out a loan with a 540 credit score?

I own my house with a 0 balance,rnI want to take a $125,000 but my credit score is around 540. I am retired and a us military vet. Am I able to get a loan?

Asked by Rodney Stanfill | Moweaqua, IL | 03-03-2026 | 1,337 Views | Home Loans | Updated 7 months ago

How can I get a loan as a first time home buyer?

Hello, lord knows how many websites I’m searching to get some answer. Im interested in buying an apartment in westchester county New York, I do not have a down payment and I work a partime job. Soon enough after I buy I would like to get a lease and have someone rent it. Unfortunately I am a single mother and no not have the extra financial assistance. I know miracles do not happen overnight but if you can point me in the right direction to doing so that would be great. Thank you have a great day

Asked by Heavyn Morales | New York, NY | 01-18-2026 | 296 Views | Home Loans | Updated 9 months ago

Buy a home?

I'm 70 years old I work I would like to purchase a home my credit is 540 I don't have down payment I live in A.R for 6years and never been late on my rent.what are my chances of getting a loan

Asked by Jackie Marie Ganac | Bentonville, FL | 11-30-2025 | 162 Views | Home Loans | Updated 11 months ago

Does a room have to have a closet to be a bedroom in Fla.?

If you have a townhouse, if you have a room with window can that me considered a third bedroom without a closet.

Asked by Diane rose | Orlando florida, FL | 07-29-2025 | 2,076 Views | Home Loans | Updated 11 months ago

Should I buy a house today and refinance later?

I wanted to buy a house, but I don't know if I should with the mortgage rates being so high. But is it better to buy a house now and then try to refinance later when the rates go down?

Asked by Matt | Des Moines, IA | 02-09-2023 | 2,067 Views | Home Loans | Updated 11 months ago

How long does mortgage pre-approval last?

We're pre-approved for a mortgage. We looked for houses in the Fall, but nothing worked out. We want to search again in the spring. Do we need to get pre-approved again?

Asked by Jenny | Dayton, OH | 02-01-2023 | 2,792 Views | Home Loans | Updated 11 months ago

Does refinancing hurt my credit score?

If I refinance will it hurt my credit score? I have ok credit, but I'm working hard to build it up. I have a mortgage with a high interest rate and want to refinance. But I'm worried that it will hurt my credit score.

Asked by June | Springfield, MO | 09-18-2025 | 627 Views | Home Loans | Updated 11 months ago

How often can I refinance?

How often can I refinance? I want to refinance now, but I'm wondering if mortgage rates will go down more and should I wait?? Or can I refinance now and then again when the rates drop?

Asked by Ivan | Raleigh, NC | 09-18-2025 | 952 Views | Home Loans | Updated 1 year ago

Can we get approved for a mortgage with low credit?

We have a large down payment of $110,000. But low cr scores of 486, & 543. How can we get approval to buy a home for $239,000

Asked by Chris Richard | New Iberia, LA | 07-20-2025 | 2,306 Views | Home Loans | Updated 1 year ago

What to do?

Hello, I am looking to sell a house that has a newer hvac system that works great but the warranty is voided due to me missing annual maintenance per warranty. Will a lender still consider my home worthy for a buyer. I’m worried and need to sell quickly. Am willing to reduce price

Asked by Amy | Cleveland, OH | 03-01-2025 | 674 Views | Home Loans | Updated 1 year ago