Advice Topic:

Home Loans

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  • Does a room have to have a closet to be a bedroom in Fla.?

    If you have a townhouse, if you have a room with window can that me considered a third bedroom without a closet.

    • Asked by Diane Rose
    • Orlando florida, FL
    • 1209 views
    • Home Loans
    • Updated 3 weeks ago
  • Should I buy a house today and refinance later?

    I wanted to buy a house, but I don't know if I should with the mortgage rates being so high. But is it better to buy a house now and then try to refinance later when the rates go down?

    • Asked by Matt
    • Des Moines, IA
    • 1812 views
    • Home Loans
    • Updated 3 weeks ago
  • How long does mortgage pre-approval last?

    We're pre-approved for a mortgage. We looked for houses in the Fall, but nothing worked out. We want to search again in the spring. Do we need to get pre-approved again?

    • Asked by Jenny
    • Dayton, OH
    • 2212 views
    • Home Loans
    • Updated 3 weeks ago
  • Does refinancing hurt my credit score?

    If I refinance will it hurt my credit score? I have ok credit, but I'm working hard to build it up. I have a mortgage with a high interest rate and want to refinance. But I'm worried that it will hurt my credit score.

    • Asked by June
    • Springfield, MO
    • 207 views
    • Home Loans
    • Updated 4 weeks ago
  • Can I buy a house and have someone else pay the mortgage?

    I'm thinking of buying a house for an aging parent. If I put the loan in my name, could my parent pay the monthly mortgage or a portion of the income? I want to help my parent, but I don't want it to appear as income on my taxes or be penalized for trying to help.

    • Asked by Dion
    • Alexandria, LA
    • 1488 views
    • Home Loans
    • Updated 1 year ago
  • Is applying for a mortgage loan through email normal?

    First time buying a home, and doing all paperwork through email. Is that normal?

    • Asked by Eric R.
    • 30230, GA
    • 608 views
    • Home Loans
    • Updated 2 years ago
  • Should I use a big bank or local home loan officer?

    If they offer the same rate, is there a benefit to one or the other? I talked to a big bank and a local lady, and they both seem good.

    • Asked by Kip
    • Bangor, ME
    • 1316 views
    • Home Loans
    • Updated 2 years ago
  • Buy a home?

    I'm 70 years old I work I would like to purchase a home my credit is 540 I don't have down payment I live in A.R for 6years and never been late on my rent.what are my chances of getting a loan

    • Asked by Jackie Marie Ganac
    • Bentonville, FL
    • 8 views
    • Home Loans
    • Created 5 days ago
  • How often can I refinance?

    How often can I refinance? I want to refinance now, but I'm wondering if mortgage rates will go down more and should I wait?? Or can I refinance now and then again when the rates drop?

    • Asked by Ivan
    • Raleigh, NC
    • 493 views
    • Home Loans
    • Created 2 months ago
  • Can we get approved for a mortgage with low credit?

    We have a large down payment of $110,000. But low cr scores of 486, & 543. How can we get approval to buy a home for $239,000

    • Asked by Chris Richard
    • New Iberia, LA
    • 1376 views
    • Home Loans
    • Created 4 months ago
  • What to do?

    Hello, I am looking to sell a house that has a newer hvac system that works great but the warranty is voided due to me missing annual maintenance per warranty. Will a lender still consider my home worthy for a buyer. I’m worried and need to sell quickly. Am willing to reduce price

    • Asked by Amy
    • Cleveland, OH
    • 530 views
    • Home Loans
    • Created 9 months ago
  • Paying my Dads mortgage.?

    My Dad bought a house 2 years ago and I've made all the mortgage payments since. He has never lived in the home. I'm wondering if everything he is doing is legal? Or is this considered mortgage fraud.

    • Asked by William Wiita
    • Mandan, ND
    • 537 views
    • Home Loans
    • Created 1 year ago
  • What kind of loan do we need for redemption ?

    What kind of loan do we need for redemption ? Home loan for redemption of buying house back I’m within my 90 day window to be able for redemption and I’m in California

    • Asked by Genowa Walker
    • Los Angeles, CA
    • 412 views
    • Home Loans
    • Created 1 year ago
  • What happens if your mortgage is worth more than your home?

    What happens if your mortgage is worth more than your house? I'm worried that I overpaid for the house and that the value will go down.

    • Asked by Ryan
    • Memphis, TN
    • 558 views
    • Home Loans
    • Created 1 year ago
  • Usda Home Loan?

    I live in Tennessee but want to move close to family in Florida. I've checked addresses for eligiblity and USDA map shows it is eligible. I've not begun the process of even applying for the loan but wanted to know if I can live in one state but apply to get the loan in another? I work at a big known retail store and transfer will not be a problem.

    • Asked by Heather Sisemore
    • i don't know, FL
    • 585 views
    • Home Loans
    • Created 1 year ago
  • How soon can I buy a house after buying one ?

    Do not want to use persistent house for loan, loan is only4 months old. Thinking of June to purchase for rental

    • Asked by Carmen N Rodriguez
    • O'Fallon, IL
    • 962 views
    • Home Loans
    • Created 1 year ago